314 Bernard Ave, Indianapolis, IN, 46208
About This Home
Come see 314 Bernard Ave, a practical residence arranged for everyday living and utility. The exterior features a fenced in backyard with a complementary storage shed, providing ample space for outdoor items. This residence provides an ideal blend of practical living and comfort.. Included 100-Day Home Warranty with buyer activation
Getting Around
Somewhat Walkable
Some Transit
BikeableSchools
Construction
Condition
- Year built: 1910
Materials
- Foundation: Other
- Construction materials: Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Other
- Property subType: Residential,Single Family Residence
Interior
Appliances
- Appliances included: Gas Oven
Basement
- Has basement: Yes
- Basement: Unfinished
Bedroom2
- Features: Other
- Level: Main
- Area: 210
- Dimensions: 14 x 15
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 1
- 1/2 bathrooms: 1
- Main level bathrooms: 2
- Main level bedrooms: 2
Features
- Finished area below ground: 0
Heating & Cooling
- Heating features: Forced Air
- Cooling features: Central Air
Interior Area
- Total structure area: 1,939
- Total interior livable area: 1,939 sqft
Kitchen
- Level: Main
- Area: 208
- Dimensions: 16x13
Master Bedroom
- Features: Other
- Level: Main
- Area: 126
- Dimensions: 14x9
Property
Details
- Parcel number: 490614125307000801
- Horse amenities: None
Features
- Levels: One
- Stories: 1
Lot
- Lot size: 7,405 sqft
Parking
- Total spaces: 1
- Parking features: Detached
- Has garage: Yes
- Attached garage spaces: 1
- Covered spaces: 1
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Heat Wave
- Strong Wind
- Tornado
How This Home’s Risks Compare
FEMA Declared Disasters Across Indiana Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $930 | $11,160 |
| Home Insurance * | $140 | $1,680 |
| Property Taxes | $326 | $3,912 |
| Electricity | $184 | $2,212 |
| Total | $1,580 | $18,960 |
Income You'd Need if You Spent...
Indiana FAIR Plan Programs
Indiana Basic Property Insurance Underwriting Association
Wildfire
HailWindHow Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-24 | Listed for sale | $184,000 |
| 2026-06-08 | Listing removed | $1,650 |
| 2026-04-29 | Listed for rent | $1,650 |
| 2025-05-05 | Listing removed | $1,545 |
| 2025-04-29 | Price change | $1,545 |
| 2025-04-14 | Price change | $1,595 |
| 2025-04-08 | Price change | $1,645 |
| 2025-03-11 | Listed for rent | $1,695 |
| 2024-09-20 | Listing removed | $1,490 |
| 2024-04-25 | Listing removed | -- |
| 2024-01-11 | Price change | $1,490 |
| 2023-12-02 | Price change | $1,575 |
| 2023-11-09 | Price change | $1,599 |
| 2023-10-12 | Price change | $1,699 |
| 2023-09-06 | Listed for rent | $1,745 |
| 2023-05-24 | Sold | $171,000 |
| 2023-03-03 | Pending sale | $174,900 |
| 2023-01-11 | Price change | $174,900 |
| 2022-11-22 | Price change | $175,000 |
| 2022-11-04 | Price change | $177,500 |
| 2022-09-28 | Price change | $179,900 |
| 2022-08-18 | Price change | $183,500 |
| 2022-07-30 | Price change | $184,900 |
| 2022-06-26 | Price change | $187,500 |
| 2022-05-28 | Listed for sale | $189,900 |
| 2021-08-03 | Sold | $109,000 |
| 2015-11-18 | Sold | $10,200 |
| 2014-12-29 | Sold | $16,000 |
View on Zillow