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1305 Overlook St, Richmond, VA, 23224

3beds
2baths
1,109sqft
$254,995
$230price/sqft
$1,873/moest. monthly cost
$74,920/yrincome needed

About This Home

Welcome home where everything has been thoughtfully renovated. Brand-new low-maintenance vinyl siding, energy-efficient windows, a new HVAC system, and durable LVP flooring are just the beginning. The upper level has been completely reimagined to create a stunning primary suite with a private en suite bath. Downstairs you’re welcomed into an open and inviting living space that flows seamlessly into a gorgeous new kitchen featuring granite countertops and stainless steel appliances. This level also includes another brand-new bathroom and two generously sized bedrooms. A newly added mudroom and laundry area at the rear provides a convenient secondary entrance and enhances everyday functionality. Off street parking in addition to a large backyard give this home everything you need to make it yours. ***$2,500 Purchasers Credit offered towards closing costs, points, etc.***

Getting Around

28
WalkingCar-Dependent
35
TransitSome Transit
44
BikeSomewhat Bikeable

Schools

2/10
Armstrong High SchoolGrades 9-124.0 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1940

Materials

  • Roof: Shingle
  • Construction materials: Vinyl Siding,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cape Cod,Two Story
  • Property subType: Single Family Residence

Interior

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Attic: None
  • Finished area below ground: 0
  • Finished area above ground: 1,109

Heating & Cooling

  • Heating features: Electric,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 1,109 sqft

Other

  • Level: First

Other

  • Level: Second

Property

Details

  • Parcel number: S0071179017
  • Zoning description: R-5

Features

  • Levels: One
  • Stories: 1
  • Pool features: None

Lot

  • Lot size: 7,000 sqft

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Earthquake
Heat Wave
Inland Flooding
Lightning
Tornado
Winter Weather

FEMA Declared Disasters Across Virginia Counties

Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,289$15,468
Home Insurance *$129$1,548
Property Taxes $253$3,036
Electricity $202$2,433
Total$1,873$22,476
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$64,217/yr
40% on housing$56,190/yr
45% on housing$49,946/yr

Virginia FAIR Plan Programs

Virginia Property Insurance Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 22,622Commercial: 503
Total Premiums$20.86M
Total Exposure$4.29B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.7%
8.7%
0%30.0%
Electricity Growth Rate10-year average: 7.8%
7.8%
0%15.0%
Property Taxes Growth Rate2-year average: 7.8%
7.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$230This listing

vs Other Active Listings

Avg $/sqft

ZIP 23224$141
Richmond City$217

vs Homes Sold Last Month

Median $/sqft

ZIP 23224$200
Richmond City$226

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-12Pending sale$264,500
2026-05-07Price change$264,500
2026-04-24Price change$264,995
2026-04-10Listed for sale$274,950
2026-04-07Listing removed$284,950
2026-03-16Price change$284,950
2026-02-24Price change$289,995
2026-02-08Price change$294,995
2026-02-06Price change$299,500
2026-02-03Price change$299,900
2026-01-22Listed for sale$299,995
2025-11-18Sold$150,000

For Sale by Agent

AgentKyle Linegar
BrokerageBoyd Realty Group

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