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3913 N Temple Ave, Indianapolis, IN, 46205

2beds
1baths
1,440sqft
$124,900
$87price/sqft
$1,129/moest. monthly cost
$45,160/yrincome needed

About This Home

This charming bungalow is full of character and timeless appeal. From the moment you arrive, you'll appreciate the unique details and inviting layout that make this home stand out. Whether you're looking for your first home or a property with classic charm, this one is worth a closer look. Built in 1926, this single-level home offers 720 square feet of living space with an aluminum and stone exterior and original wood windows. Inside, you'll find 2 bedrooms connected by a Jack-and-Jill bathroom, creating a functional and distinctive floor plan. With street parking only and no garage, this home offers vintage character and plenty of opportunity to make it your own.

Getting Around

60
WalkingSomewhat Walkable
40
TransitSome Transit
49
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Year built: 1926

Materials

  • Foundation: Block,Full
  • Construction materials: Aluminum Siding,Stone,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Bungalow
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Electric Oven,Refrigerator

Basement

  • Has basement: Yes

Bedroom2

  • Level: Main
  • Area: 132
  • Dimensions: 12x11

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 2

Dining Room

  • Level: Main
  • Area: 108
  • Dimensions: 12x9

Features

  • Window features: WoodWorkStain/Painted
  • Finished area below ground: 180

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: None

Interior Area

  • Total structure area: 1,440
  • Total interior livable area: 1,440 sqft

Kitchen

  • Level: Main
  • Area: 84
  • Dimensions: 12x7

Living Room

  • Level: Main
  • Area: 156
  • Dimensions: 12x13

Master Bedroom

  • Level: Main
  • Area: 108
  • Dimensions: 12x9

Property

Details

  • Parcel number: 490717112149000801
  • Special condition: As Is
  • Horse amenities: None

Features

  • Levels: One
  • Stories: 1

Lot

  • Lot size: 6,534 sqft

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Cold Wave
Heat Wave
Strong Wind
Tornado

FEMA Declared Disasters Across Indiana Counties

Flood
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $631$7,572
Home Insurance *$83$996
Property Taxes $231$2,772
Electricity $184$2,212
Total$1,129$13,548
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$38,708/yr
40% on housing$33,870/yr
45% on housing$30,106/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.6%
10.6%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 2.3%
2.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$87This listing

vs Other Active Listings

Avg $/sqft

ZIP 46205$136
Marion County$125

vs Homes Sold Last Month

Median $/sqft

ZIP 46205$135
Marion County$131

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-17Pending sale$124,900
2026-07-09Listed for sale$124,900
2025-04-07Listing removed$950
2025-04-03Sold$110,000
2025-03-27Listed for rent$950
2024-10-14Listed for sale$117,000

For Sale by Agent

AgentTerry Young
BrokerageRed Bridge Real Estate

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