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1015 W Franklin St, Richmond, VA, 23220

7beds
7baths
7,272sqft
$3,295,000
$453price/sqft
$21,634/moest. monthly cost
$865,360/yrincome needed

About This Home

1015 West Franklin Street is a Georgian Revival architectural masterpiece located in Richmond's Historic Fan District. Designed by renowned architect Marcellus Wright, who also designed the Altria Theater and the John Marshall Hotel, this home blends Gilded Age opulence with modern restoration. Built in 1910 for a prominent physician, its most notable resident was First Lady Violet Pollard, wife of Governor John Pollard and co-founder of VMFA. Set on a prestigious corner lot, the home offers timeless elegance with contemporary comfort. The versatile floor plan includes 5+ bedrooms, 5 full and 2 half baths, 6 fireplaces and an operational elevator (added in 1933) with curated spaces for formal entertaining parlors, a fitness studio, music room, and art studio. The chefs eat-in kitchen with high end appliances, oversized island, gas cooking, walnut herringbone floors, and a porch overlooking formal gardens flows into a casual sitting room leading to the elegant dining room. With gorgeous Palladian windows and French doors, marble fireplace mantel and impeccable millwork, the living room opens to the front porch with Corinthian columns. The third floor showcases the owner’s suite with a sitting room, office, walk in closet, laundry, dual baths, and a porch. The forth floor offers a private suite with rooftop access. The first-floor entry leads to the original doctor’s office with the layout providing opportunity for apartment-style living – ideal for multigenerational households, guests, or rental income. Additional features include dedicated off-street parking, a carriage house with a detached two-car garage, epoxy floors, and a 1 bed, 1 bath studio apartment, and an abundance of outdoor living space. Located just steps away from the best amenities of the Fan and VCU, this cherished home represents a rare opportunity to own a piece of Richmond history.

Getting Around

95
WalkingWalker's Paradise
54
TransitGood Transit
90
BikeBiker's Paradise

Schools

8/10
5/10
Binford Middle SchoolGrades 6-80.4 mi
4/10

Construction

Condition

  • Property condition: Resale
  • Year built: 1910

Materials

  • Foundation: Slab
  • Roof: Metal,Tile
  • Construction materials: Brick,Drywall,Plaster

Type & Style

  • Home type: SingleFamily
  • Architectural style: Other
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Dishwasher,Gas Cooking,Disposal,Gas Water Heater,Microwave,Oven,Range,Refrigerator,Wine Cooler,Water Heater,Washer

Bedrooms & Bathrooms

  • Bedrooms: 7
  • Bathrooms: 7
  • Full bathrooms: 5
  • 1/2 bathrooms: 2

Features

  • Bookcases,Built-in Features,Bedroom on Main Level,Breakfast Area,Bay Window,Ceiling Fan(s),Separate/Formal Dining Room,Eat-in Kitchen,French Door(s)/Atrium Door(s),Fireplace,Granite Counters,High Ceilings,Kitchen Island,Bath in Primary Bedroom,Pantry,Recessed Lighting,Steam Shower,Walk-In Closet(s)
  • Door features: French Doors
  • Window features: Palladian Window(s)
  • Flooring: Tile,Wood
  • Number of fireplaces: 6
  • Fireplace features: Gas,Wood Burning
  • Fireplace: Yes
  • Attic: Access Only
  • Finished area above ground: 7,272

Half Bath

  • Level: First

Half Bath

  • Level: Second

Heating & Cooling

  • Heating features: Forced Air,Natural Gas,Zoned
  • Cooling features: Zoned

Interior Area

  • Total interior livable area: 7,272 sqft

Other

  • Level: First

Other

  • Level: Third

Other

  • Level: Fourth

Property

Details

  • Parcel number: W0000466001
  • Zoning description: R-6

Features

  • Levels: Three Or More
  • Stories: 3
  • Pool features: None
  • Patio & porch: Balcony,Rear Porch,Front Porch,Porch
  • Exterior features: Lighting,Porch
  • Fencing: Fenced,Privacy,Wall,Wrought Iron
  • Topography of land: Level

Lot

  • Lot size: 4,930 sqft
  • Features: Corner Lot,Level

Parking

  • Total spaces: 2
  • Parking features: Detached,Garage,Off Street,Electric Vehicle Charging Station(s)
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Earthquake
Heat Wave

FEMA Declared Disasters Across Virginia Counties

Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $16,661$199,932
Home Insurance *$1,002$12,024
Property Taxes $3,271$39,252
Electricity $700$8,405
Total$21,634$259,608
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$741,737/yr
40% on housing$649,020/yr
45% on housing$576,906/yr

Virginia FAIR Plan Programs

Virginia Property Insurance Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 22,622Commercial: 503
Total Premiums$20.86M
Total Exposure$4.29B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.7%
8.7%
0%30.0%
Electricity Growth Rate10-year average: 7.8%
7.8%
0%15.0%
Property Taxes Growth Rate2-year average: 7.8%
7.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$453This listing

vs Other Active Listings

Avg $/sqft

ZIP 23220$248
Richmond City$216

vs Homes Sold Last Month

Median $/sqft

ZIP 23220$296
Richmond City$226

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-09Listed for sale$3,295,000
2025-11-01Listing removed$3,295,000
2025-08-18Listed for sale$3,295,000
2022-05-31Sold$1,900,000
2022-01-03Pending sale$1,999,000
2021-10-13Price change$1,999,000
2021-07-21Listed for sale$2,300,000

For Sale by Agent

AgentTaylor Thomas
BrokerageShaheen Ruth Martin & Fonville

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