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12840 Kinross LN, Naples, FL, 34120

4beds
3baths
2,224sqft
$1,000,000
$450price/sqft
$6,902/moest. monthly cost
$276,080/yrincome needed

About This Home

Golf Immediately. Make an offer at list price and seller will pay your one-time $150,000 initiation fee for the new golfers!! Twin Eagles Country Club is a member owned golf community where golf is deeded with your home. With the smallest ratio of golfers to 36 holes, you can golf every day. Nestled in the outskirts of the city of Naples in a conservation district, gives the feel of living in the country with an abundance of wildlife. Spanning over 1,100 acres of pristine conservation, this exceptional lakefront property is a gem within a gated, member-owned golf community offering two championship courses designed by legends Jack Nicklaus and Steve Smyers. Revel in unparalleled luxury with access to a recently renovated $15 million clubhouse, complemented by fine dining and a vibrant new tiki grill, with scheduled/paid renovations completed by December 2026. This residence boasts oversized outdoor spaces including a covered lanai, pool, hot tub, and a built-in outdoor kitchen, all with breathtaking views of the third and fourth holes of the stunning Eagle course. Built in 2017, this beauty has all the newest design concepts of the open kitchen, great rooms and ensuite bedrooms. This home was upgraded with all the bells and whistles that were available: upgraded kitchen cabinets, granite counters, upgraded floor tile, upgraded tray ceilings with decorative lighting in the dining room, great room and primary bedroom. The outdoor kitchen has a wood ceiling on the covered lanai area which completes the outdoor space. Recent upgrades such as plantation shutters, new pool equipment, and modern lighting enhance the elegance of this home, while hurricane-resistant windows provide peace of mind. Experience sophisticated living in a sanctuary of beauty and convenience, where every detail has been meticulously crafted to offer an unparalleled lifestyle. Golf immediately and every day if you chose. The community is passionate about its golf and the country club/resort lifestyle.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

10/10
Oakridge Middle SchoolGrades 6-84.8 mi
7/10
Gulf Coast High SchoolGrades 9-125.5 mi

Construction

Condition

  • Year built: 2017

Materials

  • Foundation: Concrete Block
  • Roof: Shingle
  • Construction materials: Block,Brick,Stone,Stucco

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Grill - Gas,Microwave,Range,Refrigerator/Freezer,Self Cleaning Oven,Washer
  • Laundry features: Laundry Tub

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Closet Cabinets,Coffered Ceiling(s),Foyer,Laundry Tub,Pantry,Smoke Detectors,Tray Ceiling(s),Walk-In Closet(s),Window Coverings,Den - Study,Screened Lanai/Porch
  • Door features: Impact Resistant Doors
  • Window features: Window Coverings,Impact Resistant Windows,Shutters Electric
  • Flooring: Tile

Heating & Cooling

  • Heating features: Central
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total structure area: 2,641
  • Total interior livable area: 2,224 sqft

Property

Details

  • Parcel number: 78541804506

Features

  • Stories: 1
  • Private pool: Yes
  • Pool features: In Ground,Concrete,Equipment Stays,Electric Heat
  • Patio & porch: Deck,Patio,Screened Lanai/Porch
  • Exterior features: Outdoor Grill,Outdoor Kitchen,Storage,Tiki Hut
  • Has spa: Yes
  • Spa features: In Ground,Concrete,Equipment Stays,Heated
  • Has view: Yes
  • View description: Golf Course,Pond
  • Has water view: Yes
  • Water view: Pond
  • Waterfront features: None
  • Frontage type: Golf Course

Lot

  • Lot size: 7,405 sqft
  • Features: On Golf Course

Parking

  • Total spaces: 2
  • Parking features: Driveway,Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Inland Flooding
    Inland FloodingVery High
  • Lightning
    LightningRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Inland Flooding
Lightning
Coastal Flooding
Cold Wave
Heat Wave
Wildfire
Tsunami

FEMA Declared Disasters in Collier County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,056$60,672
Home Insurance *$667$8,004
Property Taxes $956$11,472
Electricity $223$2,685
Total$6,902$82,824
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$236,640/yr
40% on housing$207,060/yr
45% on housing$184,053/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.3%
11.3%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 2.0%
2.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$450This listing

vs Other Active Listings

Avg $/sqft

ZIP 34120$337
Collier County$526

vs Homes Sold Last Month

Median $/sqft

ZIP 34120$316
Collier County$385

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-05Listed for sale$1,000,000
2024-07-24Sold$1,070,000
2024-06-07Pending sale$1,150,000
2024-03-07Price change$1,150,000
2024-03-04Listed for sale$1,100,000
2017-02-09Sold$607,026

For Sale by Agent

AgentMaureen Griffin Grove
BrokerageJohn R Wood Properties

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