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13852 Luna DR, Naples, FL, 34109

6beds
5baths
3,993sqft
$1,397,000
$350price/sqft
$9,371/moest. monthly cost
$374,840/yrincome needed

About This Home

Don’t miss this opportunity to buy the lowest priced per square foot home in Marbella Isles! This stunning estate home offers the perfect blend of luxury, space, and functionality—ideal for both family living and entertaining. Featuring 6 bedrooms, 5 full bathrooms, and a 3-car garage, this spacious two-story residence is centrally located in the highly desirable, gated community of Marbella Isles in Naples. The backyard is a blank canvas, ready for you to design your own private outdoor oasis. The open and bright kitchen boasts a large center island, abundant cabinetry, and seamless flow into the main living areas. A first-floor bedroom with full bath provides privacy and convenience for out-of-town guests or multigenerational living. Upstairs, the expansive primary suite offers true retreat living with his-and-her bathrooms, a walk-through shower, and a private balcony—perfect for enjoying morning coffee or evening wine. The second floor also includes four additional bedrooms and a versatile loft, ideal for a playroom, study area, or media space. Marbella Isles features a grand entry with sparkling waterways, lush landscaping, and a staffed gatehouse. Residents enjoy a 9,500 sq. ft. clubhouse with a spacious social hall, resort-style pool, tennis courts, basketball, billiards, bike paths, and more—something for everyone. Conveniently located next to Community School of Naples which is rated #1 in Naples for 2026 by Niche Best Schools. This is a must-see home! FREE 12-month home warranty included. Property was staged for pictures.

Getting Around

6
WalkingCar-Dependent
0
TransitVery Limited Transit
29
BikeSomewhat Bikeable

Schools

9/10
Osceola Elementary SchoolGrades PK-50.8 mi
9/10
Pine Ridge Middle SchoolGrades 6-82.1 mi
8/10

Construction

Condition

  • Year built: 2016

Materials

  • Foundation: Concrete Block
  • Roof: Tile
  • Construction materials: Block,Stucco

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Cooktop,Dishwasher,Microwave,Range,Refrigerator,Washer
  • Laundry features: Inside

Bedroom

  • Features: First Floor Bedroom

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 5
  • Full bathrooms: 5

Dining Room

  • Features: Breakfast Room, Dining - Living

Features

  • Foyer,Pantry,Smoke Detectors,Walk-In Closet(s),Balcony,Laundry in Residence,Loft,Additional Rooms - None,Open Porch/Lanai
  • Window features: Shutters - Manual
  • Flooring: Tile

Heating & Cooling

  • Heating features: Central,Zoned
  • Cooling features: Ceiling Fan(s),Central Air,Zoned

Interior Area

  • Total structure area: 5,022
  • Total interior livable area: 3,993 sqft

Kitchen

  • Features: Island, Walk-In Pantry

Property

Details

  • Parcel number: 76480011083

Features

  • Levels: Two
  • Stories: 2
  • Pool features: Community
  • Patio & porch: Open Porch/Lanai
  • Exterior features: Balcony
  • Has view: Yes
  • View description: Landscaped Area
  • Waterfront features: None

Lot

  • Lot size: 6,969 sqft
  • Features: Regular

Parking

  • Total spaces: 3
  • Parking features: Deeded,Attached
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Inland Flooding
    Inland FloodingVery High
  • Lightning
    LightningRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Inland Flooding
Lightning
Coastal Flooding
Tsunami

FEMA Declared Disasters in Collier County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $7,063$84,756
Home Insurance *$943$11,316
Property Taxes $964$11,568
Electricity $401$4,822
Total$9,371$112,452
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$321,291/yr
40% on housing$281,130/yr
45% on housing$249,893/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.3%
11.3%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 2.0%
2.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$350This listing

vs Other Active Listings

Avg $/sqft

ZIP 34109$446
Collier County$526

vs Homes Sold Last Month

Median $/sqft

ZIP 34109$412
Collier County$385

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-09Price change$1,324,900
2026-07-09Listed for sale$1,397,000
2026-07-03Pending sale$1,397,000
2026-06-01Listed for sale$1,397,000
2026-04-23Listing removed$1,397,000
2026-02-28Price change$1,397,000
2026-01-07Listed for sale$1,424,900
2026-01-01Listing removed$1,499,000
2025-11-07Price change$1,499,000
2025-09-23Price change$1,549,000
2025-08-11Listed for sale$1,599,000
2017-01-31Sold$680,498

For Sale by Agent

AgentBrandon Romero
BrokerageRealty One Group MVP

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