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14796 Windward Ln, Naples, FL, 34114

4beds
3baths
2,098sqft
$865,000
$412price/sqft
$6,120/moest. monthly cost
$244,800/yrincome needed

About This Home

This charming Ashton Woods custom home offers four bedrooms and three bathrooms, designed to maximize natural light with an abundance of windows throughout. The open, spacious living and dining areas flow seamlessly into the kitchen, which is highlighted by upgraded white cabinetry in a unique wrap-around layout. The kitchen also features a pantry and large island with accent cabinetry and stunning quartz countertops, providing both style and functionality. The home is appointed with upgraded wood-look tile flooring throughout the main living spaces, while carpeting adds comfort to the bedrooms. The great room is distinguished by a 16-foot sliding glass door, which opens onto an extended paver screened lanai and an additional open deck. These outdoor spaces are perfect for enjoying the lushly landscaped, private backyard, where you can watch deer wander by or relax in the evenings. A welcoming front porch offers the ideal spot to relax and enjoy your morning coffee. The three-car garage provides ample storage, including garage storage hanging racks. The home is equipped with impact glass windows and doors, as well as a power outlet for a generator, offering both convenience and peace of mind. Naples Reserve is a gated, rich amenity community centered around a large 125-acre recreational lake. Residents can enjoy a clubhouse, beach-entry resort-style pool, lap pool, state-of-the-art fitness center, tiki bar and grill, tennis and pickleball courts, bocce, beach volleyball, a children's playground, and on-water recreation. Miles of walking and biking trails encourage an active lifestyle. The community is pet-friendly, offering two dog parks, and association fees include lawn care and landscaping. Conveniently located between downtown Naples and Marco Island, this residence offers easy access to premier shopping, fine dining, white sandy beaches, and a variety of cultural attractions. This is a unique opportunity to experience the ultimate Florida lifestyle.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
29
BikeSomewhat Bikeable

Schools

8/10
Manatee Elementary SchoolGrades PK-51.1 mi
7/10
Manatee Middle SchoolGrades 6-81.0 mi
5/10
Lely High SchoolGrades 9-124.3 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 2020

Materials

  • Roof: Metal
  • Construction materials: Block,Stucco,Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: See Remarks
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Microwave,Range,Refrigerator,Washer
  • Laundry features: Inside

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Custom Cabinets,Entrance Foyer,Pantry,Tray Ceiling(s),Volume Ceiling(s),Walk-In Closet(s),Breakfast Bar,Double Vanity
  • Door features: Impact Doors
  • Window features: Impact Windows,Sliding,Window Coverings
  • Flooring: Carpet,Tile

Garage

  • Level: Main
  • Area: 775
  • Dimensions: 31 x 25

Heating & Cooling

  • Heating features: Electric,Central
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total structure area: 3,322
  • Total interior livable area: 2,098 sqft

Living Room

  • Level: Main
  • Area: 200
  • Dimensions: 20 x 10

Master Bedroom

  • Level: Main
  • Area: 224
  • Dimensions: 16 x 14

Other

  • Level: Main
  • Area: 288
  • Dimensions: 24 x 12

Property

Details

  • Parcel number: 63045033406

Features

  • Levels: One
  • Stories: 1
  • Pool features: Association
  • Patio & porch: Lanai,Porch,Patio,Deck
  • Has view: Yes
  • View description: Inland,See Remarks
  • Waterfront features: None

Lot

  • Lot size: 8,276 sqft
  • Features: County Lot
  • Lot size dimensions: 64 x 130 x 64 x 130

Parking

  • Total spaces: 3
  • Parking features: Attached,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Wildfire
    WildfireRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Inland Flooding
Wildfire
Coastal Flooding
Cold Wave
Heat Wave
Tsunami

FEMA Declared Disasters in Collier County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,373$52,476
Home Insurance *$389$4,668
Property Taxes $1,147$13,764
Electricity $211$2,533
Total$6,120$73,440
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$209,828/yr
40% on housing$183,600/yr
45% on housing$163,200/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.3%
11.3%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 2.0%
2.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$412This listing

vs Other Active Listings

Avg $/sqft

ZIP 34114$236
Collier County$526

vs Homes Sold Last Month

Median $/sqft

ZIP 34114$366
Collier County$385

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-21Price change$870,000
2026-02-20Price change$875,000
2026-02-12Price change$890,000
2026-01-26Listed for sale$900,000
2020-08-31Sold$482,000
2020-03-23Price change$495,990
2020-03-19Price change$499,990
2019-12-24Price change$545,990
2019-04-05Listed for sale--
2019-02-07Listing removed--
2018-04-10Listed for sale--

For Sale by Agent

AgentMary Jo O'Regan
BrokeragePremier Sotheby's International Realty

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