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11597 Golden Oak Ter, Fort Myers, FL, 33913

2beds
2baths
1,917sqft
$429,000
$224price/sqft
$3,119/moest. monthly cost
$124,760/yrincome needed

About This Home

Welcome to your private waterfront retreat, where serene views of both water and preserve create the perfect backdrop for relaxed Florida living. Perfectly nestled in the gated community of Arborwood Preserve, this beautifully maintained 2-bed plus den home offers a versatile layout ideal for both everyday comfort and entertaining. The extended screened lanai is a true showstopper an ideal place to enjoy morning coffee as the sun rises and peaceful evenings all while overlooking tranquil water and lush preserve views, through the panoramic extended screened paver lanai. Step inside to discover a spacious, light-filled interior highlighted by a large kitchen featuring stainless steel appliances, a huge center island perfect for gathering, and a generous walk-in pantry for ample storage. The open-concept design flows seamlessly into the living and dining areas, all positioned to take advantage of the peaceful natural surroundings. Additional features include a charming front porch, perfect for welcoming guests or relaxing outdoors, along with major updates that provide peace of mind: a new AC system, new water heater, and a premium Kinetico water treatment system. This home combines comfort, style, and nature in one exceptional package! Your slice of paradise awaits.

Getting Around

3
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

3/10
4/10
Gateway High SchoolGrades 9-121.9 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 2018

Materials

  • Roof: Tile
  • Construction materials: Block,Concrete,Stucco

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch,One Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Dishwasher,Freezer,Disposal,Microwave,Refrigerator,Self Cleaning Oven,Washer,Water Purifier
  • Laundry features: Inside

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Breakfast Bar,Built-in Features,Bedroom on Main Level,Dual Sinks,Entrance Foyer,Eat-in Kitchen,Kitchen Island,Pantry,Shower Only,Separate Shower,Cable TV,Den,Screened Porch,Great Room
  • Window features: Single Hung,Sliding,Shutters
  • Flooring: Carpet,Tile

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Ceiling Fan(s),Electric

Interior Area

  • Total structure area: 2,389
  • Total interior livable area: 1,917 sqft

Property

Details

  • Parcel number: 124525P33300D.0110
  • Lease amount: 0
  • Zoning description: MDP-3
  • Other equipment: Reverse Osmosis System

Features

  • Stories: 1
  • Pool features: Community
  • Patio & porch: Lanai,Porch,Screened
  • Exterior features: Sprinkler/Irrigation,Shutters Electric,Shutters Manual
  • Has view: Yes
  • View description: Landscaped,Lake,Preserve,Water
  • Has water view: Yes
  • Water view: Lake,Water
  • On waterfront: Yes
  • Waterfront features: Lake

Lot

  • Lot size: 6,568 sqft
  • Features: Rectangular Lot,Pond on Lot,Sprinklers Automatic
  • Lot size dimensions: 54 x 132 x 42 x 132

Parking

  • Total spaces: 2
  • Parking features: Attached,Driveway,Garage,Paved,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningRelatively High
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Wildfire
Tsunami

FEMA Declared Disasters in Lee County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,169$26,028
Home Insurance *$193$2,316
Property Taxes $560$6,720
Electricity $197$2,366
Total$3,119$37,428
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$106,937/yr
40% on housing$93,570/yr
45% on housing$83,173/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.2%
15.2%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 2.7%
2.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$224This listing

vs Other Active Listings

Avg $/sqft

ZIP 33913$270
Lee County$283

vs Homes Sold Last Month

Median $/sqft

ZIP 33913$262
Lee County$222

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-15Listed for sale$429,000
2018-08-06Sold$261,000

For Sale by Agent

AgentTracie Hurley
BrokerageColdwell Banker Realty

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