194 Westcott Ridge Rd, Chapin, SC, 29036
About This Home
*** $6,000 SELLER CREDIT TOWARD CLOSING COSTS *** Keep More Cash In Your Pocket! This beautiful three-sided brick home sits on a premium corner lot with a side-entry garage. Featuring an open floor plan with numerous upgrades, including engineered hardwood floors throughout the downstairs and heavy molding. Right off the front door, there is a flexible formal living room that makes a perfect home office and a formal dining room with coffered ceilings. The spacious kitchen is a great gathering spot, featuring a long, counter-height peninsula bar. Stainless steel appliances, including double ovens. The main floor also includes a full guest bedroom and bathroom, which is perfect for visitors. At the top of the stairs, there is a large open loft that works great as a second living room or play area. The oversized owner's bedroom has plenty of space for a sitting area and features its own private fireplace. The attached bath has a garden tub, a tile shower, and separate his-and-hers walk-in closets. Out back, you can relax or grill on the large 10x24 covered patio. Wescott Ridge features a community pool and is zoned for the award-winning Chapin school district. Spectacular location convenient to downtown Columbia, shopping, dining, and I-26. Disclaimer: CMLS has not reviewed and, therefore, does not endorse vendors who may appear in listings.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2014
Materials
- Foundation: Slab
- Construction materials: Brick-Partial-AbvFound,Fiber Cement-Hardy Plank
Type & Style
- Home type: SingleFamily
- Architectural style: Traditional
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Double Oven,Gas Range,Dishwasher,Disposal,Refrigerator,Microwave Above Stove
- Laundry features: Electric,Heated Space
Bedroom2
- Features: Bath-Shared,Closet-Private
- Level: Main
Bedroom3
- Features: Bath-Shared,Closet-Private
- Level: Second
Bedroom4
- Features: Bath-Shared,Closet-Private
- Level: Second
Bedroom5
- Features: Bath-Shared,Closet-Private
- Level: Second
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 4
- Full bathrooms: 4
- Main level bathrooms: 1
Dining Room
- Features: Molding
Features
- Flooring: Engineered Hardwood,Carpet
- Number of fireplaces: 1
- Fireplace: Yes
Heating & Cooling
- Heating features: Gas Pac,Heat Pump 2nd Lvl
- Cooling features: Central Air
Interior Area
- Total structure area: 4,364
- Total interior livable area: 4,364 sqft
Kitchen
- Features: Pantry,Cabinets-Stained,Backsplash-Granite
Living Room
- Features: Molding,Fireplace,Ceiling Fan
Master Bedroom
- Features: Fireplace,Bath-Private,Walk-In Closet(s),Ceiling Fan(s),Separate Water Closet
- Level: Second
Property
Details
- Parcel number: 026020318
Features
- Stories: 2
Lot
- Lot size: 8,712 sqft
Parking
- Total spaces: 2
- Parking features: Garage - Attached
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Ice Storm
- Hurricane
- Heat Wave
- Inland Flooding
- Lightning
- Strong Wind
- Tornado
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters in Richland County and South Carolina
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,502 | $30,024 |
| Home Insurance * | $170 | $2,040 |
| Property Taxes | $263 | $3,156 |
| Electricity | $419 | $5,035 |
| Total | $3,354 | $40,248 |
Income You'd Need if You Spent...
South Carolina FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
No market data available for this area
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-16 | Contingent | $494,900 |
| 2026-06-30 | Price change | $494,900 |
| 2026-06-01 | Listed for sale | $499,900 |
| 2020-02-25 | Listing removed | $339,000 |
| 2020-01-02 | Price change | $339,000 |
| 2019-11-20 | Listed for sale | $349,900 |
| 2014-12-30 | Sold | $312,615 |
For Sale by Agent
View on Zillow