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19675 Woody Ln NE, Kelliher, MN, 56650

1beds
1baths
1,014sqft
$229,800
$227price/sqft
$1,517/moest. monthly cost
$60,680/yrincome needed

About This Home

Discover your up-north getaway on peaceful Shotley Brook with direct access to world-famous Upper Red Lake. This warm and cozy cabin/home is the perfect blend of relaxation and fun whether you’re curling up by the fire after a day on the water or gearing up for the next outdoor adventure. Enjoy one of Minnesota’s finest walleye and crappie fisheries just minutes from your dock, with pristine sand beach access close by. You’ll love the amazing sunset views over the water, picture-perfect nights that never get old. The property feels wonderfully private, yet you’re conveniently close to nearby bars and restaurants when you want to head out for food, drinks, and social time. The home features an attached garage connected by a breezeway—ideal for storing toys, drying gear, and easy year-round entry. This is a place where memories are made: boating, fishing, snowmobiling, bonfires, or simply relaxing on the deck listening to the brook. A true private retreat with convenience close by your cabin life on Upper Red Lake starts here.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

7/10
Kelliher Elementary SchoolGrades PK-612.1 mi
4/10
Kelliher SecondaryGrades 7-1212.1 mi

Construction

Condition

  • Year built: 2012

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family

Interior

Basement

  • Basement: None

Bathroom

  • Level: Basement

Bedroom

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • 3/4 bathrooms: 1

Dining Room

  • Level: Main

Features

  • Finished area below ground: 0
  • Finished area above ground: 1,014

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Wall Unit(s)

Interior Area

  • Total structure area: 1,014
  • Total interior livable area: 1,014 sqft

Kitchen

  • Level: Main

Living Room

  • Level: Main

Property

Accessibility

  • Accessibility features: Doors 36"+

Details

  • Parcel number: 400030901
  • Zoning description: Residential-Single Family
  • Foundation area: 676

Features

  • Levels: Two
  • Stories: 2
  • Has view: Yes
  • View description: River
  • Has water view: Yes
  • Water view: River
  • On waterfront: Yes
  • Waterfront features: Creek/Stream,River Front
  • Frontage length: Water Frontage: 98

Lot

  • Lot size: 0.54 Acres
  • Lot size dimensions: 154 x 158

Parking

  • Total spaces: 2
  • Parking features: Detached Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Drought
    DroughtModerate
  • Hail
    HailModerate
  • Strong Wind
    Strong WindModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Winter Weather
Drought
Hail
Strong Wind
Wildfire

FEMA Declared Disasters in Beltrami County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,161$13,932
Home Insurance *$186$2,232
Property Taxes $0$0
Electricity $170$2,050
Total$1,517$18,204
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$52,011/yr
40% on housing$45,510/yr
45% on housing$40,453/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.2%
12.2%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 1.2%
1.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$227This listing

vs Other Active Listings

Avg $/sqft

ZIP 56650$98
Beltrami County$155

vs Homes Sold Last Month

Median $/sqft

ZIP 56650$94
Beltrami County$158

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2025-12-30Listed for sale$229,900
2025-12-30Listing removed$239,900
2025-10-16Listed for sale$239,900
2025-07-02Listing removed$239,900
2025-06-20Price change$239,900
2025-05-02Listed for sale$249,900

For Sale by Agent

AgentDarren Ufford
Brokerage218 Real Estate

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