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2425 W Main St, Richmond, VA, 23220

3beds
2baths
1,330sqft
$499,900
$376price/sqft
$3,377/moest. monthly cost
$135,080/yrincome needed

About This Home

Charming Turnkey Fan District Row House with new HVAC and roof in 2025, fresh paint inside and out, new light fixtures, and new carpet. Welcome to this classic 1920 row house in the heart of the historic Fan District. This 3-bedroom, 1.5-bath home offers 1,330 sq ft of character-filled living space, updated with a new HVAC system and new roof for worry-free ownership. Move-in ready and priced to sell in one of Richmond's most walkable neighborhoods. Step outside and enjoy everything the Fan has to offer: stroll to neighborhood favorite restaurants, bars, and coffee shops, or take advantage of the prime location just minutes from VCU and downtown Richmond. Historic charm meets modern updates in this can't-miss opportunity — schedule your showing today!

Getting Around

93
WalkingWalker's Paradise
44
TransitSome Transit
82
BikeVery Bikeable

Schools

7/10
1/10
Binford Middle SchoolGrades 6-80.6 mi
4/10

Construction

Condition

  • Property condition: Resale
  • Year built: 1920

Materials

  • Roof: Rubber
  • Construction materials: Brick

Type & Style

  • Home type: Townhouse
  • Architectural style: Row House
  • Property subType: Townhouse,Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Full,Partially Finished

Bedroom2

  • Level: Second

Bedroom2

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Dining Room

  • Level: First

Features

  • Flooring: Partially Carpeted,Tile,Wood
  • Number of fireplaces: 2
  • Fireplace features: Masonry
  • Fireplace: Yes
  • Attic: None
  • Finished area below ground: 0
  • Finished area above ground: 1,330

Foyer

  • Level: First

Half Bath

  • Level: First

Heating & Cooling

  • Heating features: Electric,Heat Pump
  • Cooling features: Central Air,Heat Pump

Interior Area

  • Total interior livable area: 1,330 sqft

Kitchen

  • Level: First

Laundry

  • Level: Basement

Living Room

  • Level: First

Master Bedroom

  • Level: Second

Other

  • Level: Second

Property

Details

  • Parcel number: W0001076002
  • Zoning description: R-7

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None

Lot

  • Lot size: 1,167 sqft

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

No climate risk data available.

How This Home’s Risks Compare

FEMA Declared Disasters Across Virginia Counties

Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,527$30,324
Home Insurance *$152$1,824
Property Taxes $496$5,952
Electricity $202$2,433
Total$3,377$40,524
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$115,782/yr
40% on housing$101,310/yr
45% on housing$90,053/yr

Virginia FAIR Plan Programs

Virginia Property Insurance Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 22,622Commercial: 503
Total Premiums$20.86M
Total Exposure$4.29B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.7%
8.7%
0%30.0%
Electricity Growth Rate10-year average: 7.8%
7.8%
0%15.0%
Property Taxes Growth Rate2-year average: 7.8%
7.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$376This listing

vs Other Active Listings

Avg $/sqft

ZIP 23220$252
Richmond City$217

vs Homes Sold Last Month

Median $/sqft

ZIP 23220$296
Richmond City$226

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-10Price change$489,900
2026-07-29Listed for sale$499,900
2026-07-27Listing removed$2,600
2026-07-07Listed for rent$2,600
2021-03-24Listing removed--
2017-11-01Listing removed$1,650
2017-10-02Listed for rent$1,650
2015-01-28Listing removed$1,600
2015-01-14Listed for rent$1,600
2012-09-14Sold$197,000

For Sale by Agent

AgentJosh Simpson
BrokerageHometown Realty

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