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15335 Villa Dr, Monroe City, MO, 63456

4beds
3baths
3,615sqft
$438,900
$121price/sqft
$3,376/moest. monthly cost
$135,040/yrincome needed

About This Home

Check out this 4-bed, 3-bath home sitting on 2.5 acres just outside of Monroe City near the Mark Twain Lake that truly checks all of the boxes! The main level conveys an open concept living area with bamboo flooring which flows into the kitchen complete with an island, separate dining area and sliding glass doors to walk out onto your deck to see the incredible back yard views. A massive primary bedroom & bathroom ensuite with a walk-in tile shower complete the upstairs; walk downstairs to find an additional 1,700+sqft of finished living area including the 4th bedroom & a 5th nonconforming bedroom or office! Outside on the property you will find a large metal shop with power overhead door, concrete patio & basketball hoop, plus acreage to utilize however you please. Whether you stay at home or hit the nearby lake, this property is an in-person must-see!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
6
BikeSomewhat Bikeable

Schools

6/10
5/10
10/10

Construction

Condition

  • Property condition: Updated/Remodeled
  • Year built: 1997

Materials

  • Foundation: Other
  • Roof: Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Range,Refrigerator
  • Laundry features: In Basement

Basement

  • Has basement: Yes
  • Basement: Concrete,Full

Bathroom2

  • Features: Floor Covering: Laminate
  • Level: Main

Bathroom3

  • Level: Lower

Bedroom2

  • Features: Floor Covering: Carpeting
  • Level: Main

Bedroom3

  • Features: Floor Covering: Carpeting
  • Level: Main

Bedroom4

  • Features: Floor Covering: Carpeting
  • Level: Lower

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bathrooms: 2
  • Main level bedrooms: 3

Dining Room

  • Features: Floor Covering: Ceramic Tile
  • Level: Main

Family Room

  • Features: Floor Covering: Luxury Vinyl Plank
  • Level: Lower

Features

  • Ceiling Fan(s),Double Vanity,Kitchen Island,Separate Dining,Shower,Storage,Walk-In Closet(s)
  • Door features: Panel Door(s)
  • Window features: Blinds,Window Treatments
  • Flooring: Bamboo,Carpet,Ceramic Tile
  • Finished area below ground: 1,695
  • Finished area above ground: 1,920

Heating & Cooling

  • Heating features: Forced Air,Propane
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,615
  • Total interior livable area: 3,615 sqft

Kitchen

  • Features: Floor Covering: Ceramic Tile
  • Level: Main

Laundry

  • Features: Floor Covering: Laminate
  • Level: Lower

Living Room

  • Features: Floor Covering: Wood Engineered
  • Level: Main

Mud Room

  • Features: Floor Covering: Ceramic Tile
  • Level: Main

Office

  • Features: Floor Covering: Carpeting
  • Level: Lower

Primary Bathroom

  • Features: Floor Covering: Ceramic Tile
  • Level: Main

Primary Bedroom

  • Features: Floor Covering: Carpeting
  • Level: Main

Storage

  • Features: Floor Covering: Concrete
  • Level: Lower

Property

Details

  • Parcel number: 050.7350000010.13000
  • Special condition: Standard

Features

  • Levels: One
  • Patio & porch: Deck,Patio

Lot

  • Lot size: 2.50 Acres
  • Features: Back Yard,Few Trees,Front Yard,Pond on Lot

Parking

  • Total spaces: 2
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Drought
    DroughtModerate
  • Ice Storm
    Ice StormModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Heat Wave
Cold Wave
Hail
Inland Flooding
Lightning
Strong Wind
Drought
Ice Storm
Tornado
Winter Weather

FEMA Declared Disasters Across Missouri Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,219$26,628
Home Insurance *$647$7,764
Property Taxes $234$2,808
Electricity $276$3,312
Total$3,376$40,512
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$115,748/yr
40% on housing$101,280/yr
45% on housing$90,026/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.8%
5.8%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 2.7%
2.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$121This listing

vs Other Active Listings

Avg $/sqft

ZIP 63456$110
Ralls County$143

vs Homes Sold Last Month

Median $/sqft

ZIP 63456$124
Ralls County$134

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-01Listed for sale$475,000
2015-03-17Sold--

For Sale by Agent

AgentAaron T Peters
BrokerageCentury 21 Broughton Team

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