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564 Highway Ww, Wright City, MO, 63390

4beds
2baths
1,918sqft
$429,900
$224price/sqft
$2,784/moest. monthly cost
$111,360/yrincome needed

About This Home

Welcome home to your quiet country living, with just enough land to make you feel secluded, but not too much to take care of, plus, no HOA, so you can have those chickens and a garden to suit your hearts desire! While conveniently located close to all the shopping and amenities Wentzville has to offer, but avoiding the hustle and bustle of the city plus significantly lower taxes as this one lands just on the other side of the warren county border. Why would you spend more building new when you can have this meticulously maintained home nestled on over 3 acres just outside St. Charles county with lower Warren county taxes to enjoy! This home is practically brand new with all the upgrades the seller has done and all major systems are are in tip top shape! All this with 4 beds, and 2 full baths. Main floor boasts a nice sized eat in kitchen that is open to the family room and separate side entrance with main floor laundry/mud room. Complete with both formal dining room and formal living room. To round out the main floor, there is a a bedroom with beautifully updated hall bath, which could be used as the primary, if you do not want to climb the stairs, or that could also double as an office. And no need to worry about slow internet here! Owner says the internet works great! Second floor boasts primary/secondary bedroom which features a large closet with a full bath that has been nicely updated, and two additional guest rooms, and a loft area at the top of the stairs that could be used as a smaller office if all the bedrooms are utilized. Large front porch and back deck to enjoy the country quiet and peaceful setting. Plus with no HOA here, no need to get approval for that extra building you might need to build for you business and there is plenty of space for that. This could be a perfect retreat for a business owner who needs a pole barn for their equipment but still wants to be relatively close to the bigger cities for work. Brand new siding, insulated tilt-in windows, roof, gutters, low maintenance deck, and water treatment system. All major systems updated. Plus a full basement that is ready for your finishing touches that walks out to your beautiful piece of paradise! So you could easily add an additional bedroom and bathroom in the basement if you so desired! Brand new landscaping barrier to provide for the ultimate level of privacy was just added this spring! A beautiful barrier of arbor vitae's green giants that will grow to over 40 - 60' tall and over 12 - 20' wide will give you the ultimate feeling of privacy and seclusion.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
6
BikeSomewhat Bikeable

Schools

6/10
6/10
Wright City High SchoolGrades 9-123.3 mi

Construction

Condition

  • Year built: 1989

Materials

  • Construction materials: Frame,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional,Other
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Cooktop,Microwave,Water Softener,Propane Water Heater,Water Softener Rented
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Full,Concrete,Unfinished,Walk-Out Access

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Features

  • Separate Dining,Eat-in Kitchen
  • Door features: Sliding Doors
  • Window features: Window Treatments,Insulated Windows,Tilt-In Windows
  • Flooring: Carpet
  • Finished area above ground: 1,918

Heating & Cooling

  • Heating features: Forced Air,Propane
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 1,918
  • Total interior livable area: 1,918 sqft

Property

Details

  • Parcel number: 0402.0100006.000.000
  • Special condition: Standard

Features

  • Levels: One and One Half
  • Patio & porch: Deck,Composite

Lot

  • Lot size: 3.89 Acres
  • Features: Adjoins Wooded Area,Level
  • Lot size dimensions: irr

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveVery High
  • Strong Wind
    Strong WindVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Earthquake
    EarthquakeModerate

How This Home’s Risks Compare

Heat Wave
Strong Wind
Cold Wave
Hail
Inland Flooding
Lightning
Tornado
Winter Weather
Earthquake

FEMA Declared Disasters Across Missouri Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,173$26,076
Home Insurance *$254$3,048
Property Taxes $211$2,532
Electricity $146$1,757
Total$2,784$33,408
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$95,451/yr
40% on housing$83,520/yr
45% on housing$74,240/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.2%
9.2%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: -1.4%
-1.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$224This listing

vs Other Active Listings

Avg $/sqft

ZIP 63390$254
Warren County$243

vs Homes Sold Last Month

Median $/sqft

ZIP 63390$229
Warren County$222

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-09Listed for sale$429,900
2025-11-18Listing removed$424,000
2025-10-01Price change$424,000
2025-07-13Price change$425,000
2025-06-19Price change$428,000
2025-05-12Price change$448,000
2025-04-04Price change$474,500
2025-02-12Price change$483,500
2024-10-27Listed for sale$499,000
2024-08-21Listing removed--
2024-07-11Price change$599,900
2024-05-25Listed for sale$614,900

For Sale by Agent

AgentStacey M Tichacek
BrokerageWorth Clark Realty

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