104 Vista St, Gardiner, MT, 59030
About This Home
Discover an exceptional investment opportunity just steps from Yellowstone’s north entrance. Located less than five minutes from the park and a short walk from historic Main Street, this property offers breathtaking views and unmatched versatility. Unrestricted by zoning, you have the freedom to bring your vision to life—whether that means building your dream home, establishing a boutique hotel, creating vacation rentals, or opening a restaurant or retail space. The property comprises four parcels bordering the Yellowstone River and includes 11 fully serviced RV sites. Additionally, the larger lot features a single-family home that has consistently generated income. The residence is an eco-friendly green modular home—a two-bedroom, two-bath retreat powered by solar energy that has proven popular on Airbnb. Enjoy spectacular views of the Yellowstone River, the iconic Gardiner bridge, and the historic Roosevelt Arch, all while relaxing in a hot tub in a beautifully landscaped backyard. Gardiner’s unique charm, coupled with its year-round open north entrance to Yellowstone National Park, attracts visitors throughout every season including winter adventurers and wildlife enthusiasts heading to Lamar Valley and Cooke City. This property is a rare chance to invest in a slice of paradise where opportunity meets nature. To truly appreciate its beauty and potential, you must see it in person—photos simply can’t capture the full experience. Contact the listing agents today to schedule your tour and discover the endless possibilities awaiting you in this remarkable location.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1959
Materials
- Roof: Shingle
- Construction materials: Modular/Prefab,Vinyl Siding
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dryer,Dishwasher,Microwave,Range,Refrigerator,Washer
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 2
Features
- Vaulted Ceiling(s),Walk-In Closet(s),Wood Burning Stove
- Flooring: Partially Carpeted
- Fireplace features: Wood Burning Stove
- Fireplace: Yes
- Finished area above ground: 1,591
Heating & Cooling
- Heating features: Forced Air,Propane,Solar,Wood
- Cooling features: Central Air,Ceiling Fan(s)
Interior Area
- Total structure area: 1,591
- Total interior livable area: 1,591 sqft
Property
Details
- Parcel number: 0004740000
- Zoning description: NONE - None/Unknown
- Special condition: None
Features
- Levels: One
- Stories: 1
- Patio & porch: Covered,Patio,Porch
- Exterior features: Gravel Driveway,Landscaping
- Spa features: Association
- Fencing: Partial
- Has view: Yes
- View description: Mountain(s),River,Creek/Stream,Valley
- Has water view: Yes
- Water view: River,Creek/Stream
- On waterfront: Yes
- Waterfront features: Creek,River Front,River Access
Lot
- Lot size: 1.53 Acres
- Features: Adjacent To Public Land,Lawn,Landscaped
Parking
- Total spaces: 1
- Parking features: Attached,Garage
- Has garage: Yes
- Attached garage spaces: 1
- Covered spaces: 1
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Avalanche
- Inland Flooding
- Lightning
- Wildfire
- Winter Weather
- Cold Wave
- Earthquake
- Landslide
How This Home’s Risks Compare
FEMA Declared Disasters in Park County and Montana
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $10,618 | $127,416 |
| Home Insurance | $776 | $9,312 |
| Property Taxes | $474 | $5,688 |
| Electricity | $151 | $1,812 |
| Total | $12,019 | $144,228 |
Income You'd Need if You Spent...
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2025-11-01 | Price change | $2,100,000 |
| 2025-07-23 | Price change | $2,300,000 |
| 2025-05-23 | Price change | $2,500,000 |
| 2025-03-01 | Listed for sale | $2,900,000 |
| 2024-01-02 | Listing removed | -- |
| 2023-11-29 | Price change | $3,499,000 |
| 2023-07-18 | Listed for sale | $3,800,000 |
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