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815 Smokey Hollow Dr, Murphy, NC, 28906

2beds
3baths
1,018sqft
$319,800
$314price/sqft
$2,084/moest. monthly cost
$83,360/yrincome needed

About This Home

Experience the ideal balance of rustic character and modern comfort in this PARTIALLY FURNISHED and beautifully maintained 2-bedroom, 2.5-bath, single-level log-sided cabin, privately situated on approximately one acre in a tranquil mountain setting. This inviting home has SHORT & LONG RANGE MOUNTAIN VIEWS, best enjoyed from the expansive, full-length covered front porch. The recently stained exterior enhances the home's warm, natural appeal, while a durable metal roof ensures longevity and low maintenance. An attached double carport provides convenient covered parking, and a versatile two-story outbuilding offers additional storage or flexible use space. A solar panel system promotes energy efficiency and helps reduce utility costs, adding both sustainability and value. Inside, the spacious Great Room features rich wood flooring, a soaring vaulted wood ceiling, and a dramatic floor-to-ceiling stacked stone gas fireplace that anchors the space. Abundant natural light and direct porch access create seamless indoor-outdoor living. The well-appointed kitchen includes almost brand new stainless steel appliances, a generous island for preparation and casual dining, and rustic finishes that complement the cabin's aesthetic. Designed with comfort and privacy in mind, two generously sized Master Suites are positioned on opposite ends of the home, each offering a private bath with beautifully tiled showers. A centrally located half bath and convenient laundry area further enhance everyday functionality. Additional highlights include a recently serviced septic system (pumped January 2024), no formal HOA, and only light restrictions, allowing for both privacy and flexibility. This well- maintained mountain cabin presents a rare opportunity for peaceful living. Come make it yours today!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

7/10
6/10
Hiwassee Dam HighGrades 9-123.2 mi

Construction

Condition

  • Property condition: Excellent
  • Year built: 2007

Materials

  • Foundation: Crawl Space
  • Roof: Composition,Metal
  • Construction materials: Stone,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cabin,Ranch
  • Property subType: Residential,Cabin,Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Microwave,Range,Refrigerator,Washer,Electric Water Heater
  • Laundry features: Main Level,Washer/Dryer Connection

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bathrooms: 3

Features

  • Ceiling Fan(s),Drywall,Kitchen Island,Primary on Main,Tile Shower/Tub,Vaulted Ceiling(s),Walk-In Closet(s),Wood Ceiling(s),High Speed Internet
  • Window features: Double Pane Windows
  • Flooring: Tile,Wood
  • Fireplace features: Gas Log,Great Room
  • Fireplace: Yes
  • Attic: None

Heating & Cooling

  • Heating features: Central,Heat Pump
  • Cooling features: Central Air,Heat Pump

Interior Area

  • Total structure area: 1,018
  • Total interior livable area: 1,018 sqft

Property

Details

  • Parcel number: 454100478982000
  • Zoning description: None

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Porch
  • Exterior features: Fire Pit,Storage
  • Fencing: Wood
  • Has view: Yes
  • View description: Excellent View,Mountain(s)

Lot

  • Lot size: 1 Acres
  • Features: Wooded,1-3 Acres
  • Lot size dimensions: 1.0

Parking

  • Total spaces: 2
  • Parking features: Concrete,Carport Double Attached
  • Covered spaces: 2
  • Has uncovered spaces: Yes
  • Carport: Yes
  • Carport spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Landslide
    LandslideModerate
  • Strong Wind
    Strong WindModerate
  • Wildfire
    WildfireModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Lightning
Tornado
Cold Wave
Hail
Inland Flooding
Ice Storm
Landslide
Strong Wind
Wildfire
Winter Weather

FEMA Declared Disasters in Cherokee County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,617$19,404
Home Insurance *$118$1,416
Property Taxes $149$1,788
Electricity $200$2,405
Total$2,084$25,008
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$71,451/yr
40% on housing$62,520/yr
45% on housing$55,573/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.1%
10.1%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: -1.2%
-1.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$314This listing

vs Other Active Listings

Avg $/sqft

ZIP 28906$192
Cherokee County$178

vs Homes Sold Last Month

Median $/sqft

ZIP 28906
Cherokee County$227

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-06Price change$319,800
2026-02-11Listed for sale$329,800
2025-12-01Listing removed$346,800
2025-09-26Price change$346,800
2025-06-07Listed for sale$349,800
2025-05-28Listing removed$339,800
2024-12-03Listed for sale$339,800
2024-01-09Sold$280,000
2023-11-03Contingent$299,000
2023-08-27Price change$299,000
2023-05-22Price change$319,000
2023-03-25Price change$324,000
2023-03-09Price change$330,000
2023-03-08Price change$324,000
2023-02-04Listed for sale$330,000
2020-04-05Listing removed$174,800
2020-03-24Listed for sale$174,800
2018-10-01Listing removed$189,500
2018-07-06Price change$189,500
2018-05-03Price change$192,900
2018-02-22Price change$195,000
2017-09-17Listed for sale$189,000
2014-08-19Sold$140,000
2013-08-27Sold$130,000
2008-07-25Sold$165,000

For Sale by Agent

AgentPoltrock Team
BrokerageReMax Mountain Properties

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