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175 N Ash St, Shelby, NE, 68662

5beds
2baths
2,332sqft
$235,000
$101price/sqft
$1,889/moest. monthly cost
$75,560/yrincome needed

About This Home

This beautiful home showcases stunning original woodwork throughout, adding timeless charm and character you won’t find in newer builds. Featuring 5 large, spacious bedrooms and 2 bathrooms, there’s plenty of room to spread out and enjoy comfortable living. The kitchen offers an island with a cooktop and ample prep space, along with a cozy nook for casual dining and a formal dining room complete with a built-in hutch. Enjoy peace of mind with two high-efficiency furnaces and two York 2-stage AC units, all installed in 2020. Outside, you’ll find a large fenced-in yard—perfect for relaxing or entertaining. Two separate staircases lead to the basement with high ceilings, offering excellent potential for additional living or storage space.

Getting Around

29
WalkingCar-Dependent
0
TransitVery Limited Transit
32
BikeSomewhat Bikeable

Construction

Condition

  • Property condition: Not New and NOT a Model
  • Year built: 1911

Materials

  • Foundation: Brick/Mortar

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Basement

  • Area: 1166

Basement

  • Has basement: Yes
  • Basement: Unfinished

Bedroom2

  • Level: Main

Bedroom3

  • Level: Second

Bedroom4

  • Level: Second

Bedroom5

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 2
  • Full bathrooms: 1
  • 3/4 bathrooms: 1
  • Main level bathrooms: 1

Features

  • Finished area below ground: 0
  • Finished area above ground: 2,332

Heating & Cooling

  • Heating features: Natural Gas,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,332
  • Total interior livable area: 2,332 sqft

Master Bedroom

  • Level: Second

Property

Details

  • Parcel number: 720026803

Features

  • Levels: Two
  • Patio & porch: Porch
  • Fencing: Wood

Lot

  • Lot size: 0.29 Acres
  • Features: Over 1/4 up to 1/2 Acre
  • Lot size dimensions: 90' x 140'

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailVery High
  • Lightning
    LightningVery High
  • Strong Wind
    Strong WindVery High
  • Tornado
    TornadoVery High
  • Winter Weather
    Winter WeatherVery High
  • Drought
    DroughtRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Hail
Lightning
Strong Wind
Tornado
Winter Weather
Drought
Ice Storm
Cold Wave
Heat Wave
Inland Flooding

FEMA Declared Disasters Across Nebraska Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,188$14,256
Home Insurance $385$4,620
Property Taxes $173$2,076
Electricity $143$1,727
Total$1,889$22,668

Income You'd Need if You Spent...

35% on housing$64,765/yr
40% on housing$56,670/yr
45% on housing$50,373/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.9%
11.9%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: 4.8%
4.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$101This listing

vs Other Active Listings

Avg $/sqft

ZIP 68662$144
Polk County$99

vs Homes Sold Last Month

Median $/sqft

ZIP 68662
Polk County$80

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-02Listed for sale$250,000
2020-08-14Sold$117,500
2020-06-09Listed for sale$115,000
2020-02-28Listing removed$115,000
2019-07-22Listed for sale$115,000
2015-07-17Sold$80,000

For Sale by Agent

AgentMichelle Christensen
BrokerageBetter Homes and Gardens R.E.

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