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2917 S Oak Tree Ln, Atoka, OK, 74525

4beds
3baths
2,055sqft
$265,000
$129price/sqft
$1,626/moest. monthly cost
$65,040/yrincome needed

About This Home

Charming Country Retreat Just Minutes from Town! Welcome to this beautiful 4-bedroom, 2-bath brick home that offers the perfect balance of peaceful country living and convenient city access. Situated on a spacious lot with lush green views, this home features a classic design with a warm, inviting feel. Step inside to find a bright and airy layout with ample natural light and comfortable living spaces perfect for family life or entertaining. The well-equipped kitchen flows seamlessly into the living and dining areas, creating a cozy yet open environment. All four bedrooms provide generous space, including a private primary suite ideal for relaxation. A bonus highlight is the underground cellar—perfect for storm safety or extra storage. Outdoors, enjoy the serenity of your own pond feature, ideal for fishing, relaxing, or simply enjoying nature. The large yard offers plenty of room to roam, garden, or add future amenities. With its quiet setting yet just minutes from town, this home gives you the best of both worlds. Whether you're looking for a peaceful homestead, a place to grow, or simply more space to breathe—this property delivers.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
22
BikeSomewhat Bikeable

Schools

7/10
Atoka Elementary SchoolGrades PK-82.7 mi
8/10
Atoka High SchoolGrades 9-122.6 mi

Construction

Condition

  • Year built: 2007

Materials

  • Foundation: Concrete
  • Roof: Composition
  • Construction materials: Stone

Type & Style

  • Home type: SingleFamily

Interior

Appliances

  • Appliances included: Dishwasher,Freezer,Garbage disposal,Microwave,Range / Oven,Refrigerator

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Flooring: Tile,Carpet,Hardwood
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Other,Propane / Butane
  • Cooling features: Central

Interior Area

  • Total interior livable area: 2,055 sqft

Property

Details

  • Parcel number: 010500000007000000

Features

  • Exterior features: Shingle,Stone,Brick
  • Has view: Yes
  • View description: Water
  • Has water view: Yes
  • Water view: Water
  • On waterfront: Yes

Lot

  • Lot size: 1 Acres

Parking

  • Parking features: Garage - Attached

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailVery High
  • Ice Storm
    Ice StormVery High
  • Heat Wave
    Heat WaveRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Hail
Ice Storm
Heat Wave
Lightning
Strong Wind
Tornado
Winter Weather
Cold Wave
Inland Flooding
Wildfire

FEMA Declared Disasters in Atoka County and Oklahoma

Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,339$16,068
Home Insurance $54$648
Property Taxes $81$972
Electricity $152$1,834
Total$1,626$19,512

Income You'd Need if You Spent...

35% on housing$55,748/yr
40% on housing$48,780/yr
45% on housing$43,360/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.9%
12.9%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 10.3%
10.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$129This listing

vs Other Active Listings

Avg $/sqft

ZIP 74525$203
Atoka County$147

vs Homes Sold Last Month

Median $/sqft

ZIP 74525
Atoka County$721

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-11Pending sale$265,000
2026-07-11Listed for sale$265,000
2026-04-18Listing removed$295,000
2026-01-22Price change$295,000
2026-01-20Price change$275,000
2025-11-04Listed for sale$295,000
2025-11-04Listing removed--
2025-07-25Listed for sale$310,000
2014-10-22Sold$177,000

For Sale by Owner

AgentProperty Owner

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