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10815 State Highway 19, Ada, OK, 74820

2beds
2baths
600sqft
$900,000
$1,500price/sqft
$6,252/moest. monthly cost
$250,080/yrincome needed

About This Home

Welcome to Cross Creek Ranch, a premier 37-acre horse property just west of Ada, OK, with approx. 617 feet of State Highway 19 frontage. Only 41 minutes to I-35 and 58 minutes to I-40, this turnkey facility is ideal for breeding, training, and high-end boarding. The main barn is a barndominium with 1 bedroom plus an upstairs office or second bedroom with storage. Features include a large tack room, tool room, lawn/equipment storage, hot & cold water, heat & air, and two trailer plug-ins. A circle drive offers easy trailer access. Attached are two outdoor stalls and a hay shed. Inside, a wash bay with mare and foal stocks ensures safe handling and care. The large foaling barn near the arena has 3 Priefert stalls, including two oversized foaling stalls, cold water, a bunk room, and two 10’ overhead doors for full drive-through access. Adjacent are two turnout pens with loafing sheds. Training facilities include a lighted outdoor arena with quality footing and a 50' round pen with slanted walls, ideal for colt starting. There are 13 total turnout pens, each with a loafing shed and water—11 in the main area and 2 near the foaling barn. The land also features a 20-acre pasture, a stocked pond, and mature pecan trees. No barbed wire fencing ensures a horse-safe environment. Automatic waterers throughout, including two Richie self-watering systems with freeze-resistant feeders. Water is available in all barns, turnouts, and pastures. A hilltop home site offers sweeping ranch views, ready for your dream build. Bonus: dealership access to Blue Bonnet & Southern Star Alpha Cubes, plus excellent drainage and thoughtful layout. Cross Creek Ranch is a true showplace—perfect for elite equine professionals or anyone seeking a top-tier Oklahoma horse property.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
21
BikeSomewhat Bikeable

Schools

7/10
Vanoss Elementary SchoolGrades PK-86.2 mi
6/10
Vanoss High SchoolGrades 9-126.2 mi

Construction

Condition

  • Year built: 2005

Materials

  • Foundation: Slab
  • Roof: Metal
  • Construction materials: Steel,Wood Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Water Heater,Oven,Range,Stove

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Features

  • Laminate Counters,Other,Ceiling Fan(s)
  • Window features: Aluminum Frames
  • Flooring: Carpet

Heating & Cooling

  • Heating features: Electric,Other
  • Cooling features: Window Unit(s)

Interior Area

  • Total structure area: 600
  • Total interior livable area: 600 sqft

Property

Details

  • Parcel number: 000034004005000700
  • Horse amenities: Horses Allowed

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Covered,Porch
  • Exterior features: Other
  • Fencing: Cross Fenced,Electric,Pipe
  • Horses can be raised: Yes

Lot

  • Lot size: 37.48 Acres
  • Features: Farm,Ranch

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormVery High
  • Lightning
    LightningVery High
  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Drought
    DroughtRelatively High
  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Wildfire
    WildfireRelatively High
  • Winter Weather
    Winter WeatherRelatively High

How This Home’s Risks Compare

Ice Storm
Lightning
Tornado
Cold Wave
Drought
Hail
Heat Wave
Strong Wind
Wildfire
Winter Weather

FEMA Declared Disasters in Pontotoc County and Oklahoma

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,550$54,600
Home Insurance $1,108$13,296
Property Taxes $450$5,400
Electricity $144$1,732
Total$6,252$75,024

Income You'd Need if You Spent...

35% on housing$214,354/yr
40% on housing$187,560/yr
45% on housing$166,720/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.3%
9.3%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 3.2%
3.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$1,500This listing

vs Other Active Listings

Avg $/sqft

ZIP 74820$114
Pontotoc County$142

vs Homes Sold Last Month

Median $/sqft

ZIP 74820$133
Pontotoc County$137

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2025-12-04Listed for sale$950,000
2025-12-03Listing removed$950,000
2025-09-24Price change$950,000
2025-08-04Price change$1,050,000
2025-06-05Listed for sale$1,400,000

For Sale by Agent

AgentDaniel Sweeney
BrokerageSweeney & Associates

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