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240 N Peck St, Salem, SD, 57058

3beds
2baths
1,224sqft
$195,000
$159price/sqft
$1,594/moest. monthly cost
$63,760/yrincome needed

About This Home

Charming 3-bedroom, 1.5-bath home with plenty of space and updates throughout! Features include a formal dining area leading out to the backyard, a spacious pantry, and a cozy living room with an electric fireplace. Major updates include a newer roof, water heater, furnace/AC, electrical panel, and some updated windows for added peace of mind. Outside, you’ll find a large insulated 2-stall detached garage with a floor drain, plus an additional large corner lot offering extra space and possibilities. A great blend of comfort, functionality, and value!

Getting Around

44
WalkingCar-Dependent
0
TransitVery Limited Transit
37
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Year built: 1905

Materials

  • Foundation: Block
  • Roof: Composition
  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Refrigerator,Washer,Dryer,Freezer

Basement

  • Has basement: Yes
  • Basement: Full

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Features

  • Formal Dining Rm,3+ Bedrooms Same Level
  • Flooring: Carpet,Wood
  • Number of fireplaces: 1
  • Fireplace features: Electric
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 1,224

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 1,224 sqft

Property

Details

  • Parcel number: 17.16.0508 & 17.16.0510

Features

  • Levels: One and One Half
  • Fencing: Chain Link

Lot

  • Lot size: 5,614 sqft
  • Features: Corner Lot
  • Lot size dimensions: 72X78 & 78X126

Parking

  • Total spaces: 2
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailVery High
  • Inland Flooding
    Inland FloodingVery High
  • Ice Storm
    Ice StormVery High
  • Tornado
    TornadoVery High
  • Winter Weather
    Winter WeatherVery High
  • Cold Wave
    Cold WaveRelatively High
  • Drought
    DroughtRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Hail
Inland Flooding
Ice Storm
Tornado
Winter Weather
Cold Wave
Drought
Strong Wind
Wildfire

FEMA Declared Disasters in McCook County and South Dakota

Flood
Severe Storm
Snowstorm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $986$11,832
Home Insurance $194$2,328
Property Taxes $268$3,216
Electricity $146$1,755
Total$1,594$19,128

Income You'd Need if You Spent...

35% on housing$54,651/yr
40% on housing$47,820/yr
45% on housing$42,506/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.0%
5.0%
0%30.0%
Electricity Growth Rate10-year average: 2.1%
2.1%
0%15.0%
Property Taxes Growth Rate2-year average: 11.1%
11.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$159This listing

vs Other Active Listings

Avg $/sqft

ZIP 57058$132
McCook County$178

vs Homes Sold Last Month

Median $/sqft

ZIP 57058$106
McCook County$219

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-16Listed for sale$195,000

For Sale by Agent

AgentMichelle R Fox
BrokerageBonafide Real Estate LLC

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