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1068 Holiday Harbor Dr, Jefferson, TX, 75657

1beds
1baths
747sqft
$104,900
$140price/sqft
$937/moest. monthly cost
$37,480/yrincome needed

About This Home

Discover this charming cabin, perfect for year-round living or a relaxing retreat near Lake O' the Pines. Fully furnished with a cozy wrap-around deck, heat pump, and uniquely designed cooper ceilings. Updated bath, deck rails, steps, and metal skirting. Ideal for potential AirBnB use, offering a storage shed for added convenience. Nature at your doorstep, enjoy the cabin's cozy ambiance while embracing the possibilities of lakeside living.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
18
BikeSomewhat Bikeable

Schools

--
Jefferson Primary SchoolGrades PK-K8.2 mi
2/10
5/10
Jefferson High SchoolGrades 9-128.0 mi

Construction

Condition

  • Year built: 2015

Materials

  • Foundation: Pillar/Post/Pier
  • Roof: Aluminum/Metal
  • Construction materials: Wood/Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cottage
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Elec Range/Oven,Free-Standing Range,Electric Oven,Microwave,Refrigerator,Washer,Dryer,Electric Water Heater
  • Laundry features: In Kitchen,Laundry Closet,Electric Dryer Hookup,Washer Hookup

Bathroom

  • Features: Shower Only,Walk-In Closet(s)

Bedroom

  • Features: All Bedrooms Downstairs

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Ceiling Fan(s),Eat-in Kitchen
  • Window features: Window Treatments,Shades/Blinds,Blinds
  • Flooring: Vinyl
  • Fireplace features: None

Heating & Cooling

  • Heating features: Heat Pump
  • Cooling features: Heat Pump

Interior Area

  • Total interior livable area: 747 sqft

Living Room

  • Area: 368

Master Bedroom

  • Area: 195

Property

Details

  • Parcel number: 13928
  • Exclusions: Personal Items

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Porch,Deck Covered
  • Fencing: None
  • Topography of land: Rolling,Sloping
  • Residential vegetation: Mixed
  • Living area range: 0-999

Lot

  • Lot size: 0.50 Acres
  • Features: Native Grass,Sandy Loam
  • Lot size dimensions: 110X199

Parking

  • Parking features: No Garage,None,Gravel
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormVery High
  • Strong Wind
    Strong WindVery High
  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Ice Storm
Strong Wind
Hail
Heat Wave
Tornado
Cold Wave
Inland Flooding
Lightning
Winter Weather

FEMA Declared Disasters Across Texas Counties

Flood
Hurricane

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $530$6,360
Home Insurance *$91$1,092
Property Taxes $78$936
Electricity $238$2,859
Total$937$11,244
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$32,125/yr
40% on housing$28,110/yr
45% on housing$24,986/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.6%
4.6%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: -16.5%
-16.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$140This listing

vs Other Active Listings

Avg $/sqft

ZIP 75657$137
Marion County$116

vs Homes Sold Last Month

Median $/sqft

ZIP 75657
Marion County$107

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-02-04Price change$109,000
2025-11-03Listed for sale$111,500
2023-05-22Sold--
2023-03-13Price change$117,500
2023-02-10Listed for sale$119,900
2022-01-13Sold--
2021-12-15Listed for sale$60,000

For Sale by Agent

AgentPaula D Butler
BrokerageButler & Haggard Realty

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