See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

408 Houston St, Jefferson, TX, 75657

7beds
6baths
5,500sqft
$649,000
$118price/sqft
$4,936/moest. monthly cost
$197,440/yrincome needed

About This Home

Historic 1854 French Country–style property located at 408 Houston St., Jefferson, Texas, just off the square in downtown Jefferson and situated on approximately 0.49 acres. This well-maintained and thoughtfully restored property offers a rare combination of a primary residence with multiple detached living quarters, providing exceptional flexibility for owner occupancy, guest use, or additional accommodations. The main residence features three bedrooms and two bathrooms with original hardwood flooring over one hundred years old, along with wraparound porches, fireplaces, high ceilings, and classic architectural details that reflect the home’s historic character. The kitchen and living areas preserve period charm while offering functional living space suitable for full-time residence. In addition to the main home, the property includes a recently constructed mother-in-law suite with private living space and three separate one-room cottage-style units, each with its own private bathroom. Several units feature themed interiors and are currently furnished. These detached units have been utilized for short-term accommodations and offer potential for continued use, subject to buyer verification of zoning and regulations. The property offers approximately 2,134 square feet in the main residence, plus additional square footage in the detached units. Interior amenities include clawfoot tubs, jetted tubs, fireplaces, wood flooring, and covered porches. Exterior improvements include covered parking, storage areas, landscaped grounds, and an outdoor firepit area ideal for guest gathering or private enjoyment. This property presents a unique opportunity for buyers seeking a lifestyle asset with built-in income potential. The current configuration provides multiple separate rentable spaces alongside a private main residence, offering flexibility for retirees desiring supplemental income or investors seeking an established short-term rental operation. The property has an established guest presence and reputation, with a strong history of bookings and repeat stays. Rental history and performance data may be available to qualified buyers. Property is being sold fully furnished, including existing furnishings, décor, and equipment currently on site, allowing for a smooth transition and immediate usability. Buyer to verify square footage, room count, permitted uses, zoning, and any short-term rental or occupancy requirements. Located within walking distance to downtown Jefferson shops, dining, events, and historic attractions, this one-of-a-kind property offers a rare blend of historic charm, flexible living arrangements, and income-producing potential in one of East Texas’ most beloved destinations.

Getting Around

38
WalkingCar-Dependent
0
TransitVery Limited Transit
26
BikeSomewhat Bikeable

Schools

--
Jefferson Primary SchoolGrades PK-K0.9 mi
2/10
5/10
Jefferson High SchoolGrades 9-121.9 mi

Construction

Condition

  • Year built: 1854

Materials

  • Foundation: Pillar/Post/Pier
  • Roof: Composition
  • Construction materials: Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: French
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Range/Oven,Electric Oven,Microwave,Electric Water Heater
  • Laundry features: Laundry Room

Bathroom

  • Features: Shower and Tub,Ceramic Tile

Bedrooms & Bathrooms

  • Bedrooms: 7
  • Bathrooms: 6
  • Full bathrooms: 6

Dining Room

  • Features: Breakfast Room

Features

  • Ceiling Fan(s),Granite Counters,Ceiling Fans,Breakfast Bar,In-Law Floorplan
  • Flooring: Tile,Hardwood
  • Fireplace features: Bedroom,Decorative
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central Electric
  • Cooling features: Central Electric

Interior Area

  • Total interior livable area: 5,500 sqft

Property

Details

  • Parcel number: 19417
  • Exclusions: all furniture

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Patio,Covered
  • Exterior features: Rain Gutters
  • Fencing: Partial,See Remarks
  • Living area range: 4000+

Lot

  • Lot size: 0.49 Acres

Parking

  • Total spaces: 2
  • Parking features: Carport,Garage Faces Side
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Carport: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormVery High
  • Strong Wind
    Strong WindVery High
  • Drought
    DroughtRelatively High
  • Hail
    HailRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Ice Storm
Strong Wind
Drought
Hail
Tornado
Cold Wave
Heat Wave
Inland Flooding
Lightning
Winter Weather

FEMA Declared Disasters Across Texas Counties

Flood
Hurricane

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,281$39,372
Home Insurance *$566$6,792
Property Taxes $486$5,832
Electricity $603$7,247
Total$4,936$59,232
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$169,234/yr
40% on housing$148,080/yr
45% on housing$131,626/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.6%
4.6%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: -16.5%
-16.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$118This listing

vs Other Active Listings

Avg $/sqft

ZIP 75657$133
Marion County$114

vs Homes Sold Last Month

Median $/sqft

ZIP 75657
Marion County$107

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-01-11Listed for sale$699,000
2022-05-03Sold--
2022-04-01Pending sale$548,000
2022-03-17Listed for sale$548,000
2019-09-30Sold--
2019-02-01Listing removed$328,000
2018-10-23Price change$328,000
2018-06-06Price change$334,900
2017-12-08Listed for sale$342,900

For Sale by Agent

AgentJanti Patel
BrokerageRamsey Realty Group

Similar Homes