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3403 Pennington Trace Dr, Katy, TX, 77494

5beds
5baths
3,997sqft
$730,000
$183price/sqft
$5,373/moest. monthly cost
$214,920/yrincome needed

About This Home

Welcome to 3403 Pennington Trace, a stunning retreat on a cul-de-sac lot Canyon Lakes at Cardiff Ranch. Zoned to the Katy ISD, this spacious 5-bedroom home blends comfort with high-end style, perfect for both quiet evenings and lively entertaining. The inviting foyer opens to a private study and formal dining room, leading into a bright, open-concept heart of the home. The chef-inspired kitchen features rich cabinetry, granite countertops, and an oversized island that overlooks a sun-drenched family room anchored by a cozy fireplace. Retreat to the primary suite featuring a walk-in shower, garden tub and a massive walk-in closet. Upstairs, the game and media rooms offer the ultimate space for movie nights or play with 3 spacious secondary bedrooms. Step outside to your private backyard oasis, complete with an expansive covered patio and a refreshing pool. Enjoy a resort lifestyle at Cardiff Ranch with a clubhouse, gym, and pools—all minutes from LaCenterra’s dining and shopping.

Getting Around

28
WalkingCar-Dependent
0
TransitVery Limited Transit
36
BikeSomewhat Bikeable

Schools

10/10
Tays Junior High SchoolGrades 6-81.1 mi
9/10

Construction

Condition

  • Year built: 2015

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: Brick,Stone,Wood Siding

Other

  • Builder name: Westin

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: ENERGY STAR Qualified Appliances,Disposal,Electric Oven,Microwave,Electric Range,Dishwasher
  • Laundry features: Electric Dryer Hookup,Washer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 5
  • Full bathrooms: 4
  • 1/2 bathrooms: 1

Features

  • Crown Molding,Formal Entry/Foyer,High Ceilings,Wired for Sound,2 Bedrooms Down,En-Suite Bath,Primary Bed - 1st Floor,Walk-In Closet(s)
  • Door features: Insulated Doors
  • Window features: Insulated/Low-E windows
  • Flooring: Carpet,Laminate,Tile
  • Number of fireplaces: 1
  • Fireplace features: Gas Log
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Ceiling Fan(s),Electric

Interior Area

  • Total structure area: 3,997
  • Total interior livable area: 3,997 sqft

Kitchen

  • Features: Breakfast Bar,Kitchen Island,Kitchen open to Family Room,Pantry,Walk-in Pantry

Master Bathroom

  • Features: Half Bath,Primary Bath: Double Sinks,Primary Bath: Separate Shower,Primary Bath: Soaking Tub,Vanity Area

Property

Details

  • Parcel number: 2254050010110914

Features

  • Stories: 2
  • Private pool: Yes
  • Pool features: Gunite,Heated,In Ground
  • Patio & porch: Covered,Patio/Deck
  • Exterior features: Sprinkler System
  • Fencing: Back Yard,Full

Lot

  • Lot size: 10,615 sqft
  • Features: Back Yard,Cul-De-Sac,Subdivided,0 Up To 1/4 Acre

Parking

  • Total spaces: 2
  • Parking features: Attached,Additional Parking,Garage Door Opener,Double-Wide Driveway
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Hurricane
    HurricaneRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Lightning
    LightningRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Tornado
Hurricane
Heat Wave
Lightning
Cold Wave
Inland Flooding
Ice Storm
Strong Wind

FEMA Declared Disasters Across Texas Counties

Flood
Hurricane

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,691$44,292
Home Insurance *$514$6,168
Property Taxes $730$8,760
Electricity $438$5,266
Total$5,373$64,476
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$184,217/yr
40% on housing$161,190/yr
45% on housing$143,280/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.5%
6.5%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: -3.0%
-3.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$183This listing

vs Other Active Listings

Avg $/sqft

ZIP 77494$182
Fort Bend County$185

vs Homes Sold Last Month

Median $/sqft

ZIP 77494$169
Fort Bend County$161

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-27Listed for sale$750,000
2016-03-18Sold--

For Sale by Agent

AgentNicole Freer
BrokerageCorcoran Genesis

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