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15371 Dittberners Creek Rd NW, Miltona, MN, 56354

3beds
3baths
2,716sqft
$1,150,000
$423price/sqft
$7,613/moest. monthly cost
$304,520/yrincome needed

About This Home

Imagine waking each morning to shimmering water, sipping coffee on your patio as the lake comes to life, and ending each evening with unforgettable sunsets reflected across one of Minnesota’s most coveted lakes. This is more than a home—it’s a lifestyle. Welcome to an exceptional custom-built waterfront retreat on Lake Miltona, where 150 feet of pristine, level sandy shoreline invites endless days of swimming, boating, fishing, and entertaining. Thoughtfully designed for effortless one-level living, this beautifully crafted 2015 residence blends timeless elegance with everyday comfort. From the moment you enter, expansive lake views draw you through warm, inviting living spaces designed for gathering with family and friends. The gourmet kitchen is a showpiece, featuring handcrafted cabinetry, generous workspace, a walk-in pantry, breakfast bar, and an open flow into the spacious dining area and living room anchored by a cozy gas fireplace. The luxurious primary suite offers a peaceful private retreat with two walk-in closets and a spa-inspired bath, while two additional bedrooms and baths provide exceptional accommodations for guests. A lakeside family room, dedicated entertaining bar, main-floor laundry, and an impressive bonus room offer the flexibility to host, relax, or work from home with ease. Built with energy-efficient insulated concrete forms (ICF), quality craftsmanship is evident throughout. The finished, heated four-stall garage provides abundant space for vehicles, boats, and every lake adventure. Step outside and discover what makes this property truly unforgettable. A lakeside patio overlooks beautifully manicured grounds leading to a rare stretch of level, sandy shoreline. The dock is included, making it easy to begin enjoying life on the water from day one. Even better, the home is being offered fully furnished, allowing you to move in and immediately embrace the luxury lake lifestyle you’ve been dreaming about. Simply bring your suitcase and start making memories. Opportunities to own a property of this caliber on Lake Miltona are rare. Experience exceptional craftsmanship, effortless luxury, and one of Minnesota’s premier waterfront settings—all in a home designed to be enjoyed for generations.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
22
BikeSomewhat Bikeable

Schools

7/10
Parkers Prairie SecondaryGrades 7-128.1 mi

Construction

Condition

  • Year built: 2015

Materials

  • Roof: Age Over 8 Years,Architectural Shingle
  • Construction materials: ICFs (Insulated Concrete Forms)

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family

Interior

Appliances

  • Appliances included: Air-To-Air Exchanger,Cooktop,Dishwasher,Double Oven,Dryer,ENERGY STAR Qualified Appliances,Microwave,Refrigerator,Wall Oven,Water Softener Owned
  • Laundry features: Laundry Room

Bathroom

  • Level: Main
  • Area: 121.38
  • Dimensions: 10.2 x 11.9

Bathroom

  • Level: Main
  • Area: 63.544
  • Dimensions: 10.4 x 6.11

Bathroom

  • Level: Main
  • Area: 73.08
  • Dimensions: 11.6 x 6.3

Bedroom

  • Level: Main
  • Area: 212.16
  • Dimensions: 13.6 x 15.6

Bedroom2

  • Level: Main
  • Area: 147.2
  • Dimensions: 12.8 x 11.5

Bedroom3

  • Level: Main
  • Area: 166.11
  • Dimensions: 14.7 x 11.3

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 3/4 bathrooms: 1

Bonus Room

  • Level: Upper
  • Area: 440.44
  • Dimensions: 28.6 x 15.4

Dining Room

  • Level: Main
  • Area: 183.3
  • Dimensions: 14.10 x 13.0

Family Room

  • Level: Main
  • Area: 172.14
  • Dimensions: 15.1 x 11.4

Features

  • Number of fireplaces: 1
  • Fireplace features: Circulating,Gas,Living Room
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 2,716

Foyer

  • Level: Main
  • Area: 195.94
  • Dimensions: 9.7 x 20.2

Heating & Cooling

  • Heating features: Boiler,Dual Fuel/Off Peak,Heat Pump,In-Floor Heating
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,716
  • Total interior livable area: 2,716 sqft

Kitchen

  • Level: Main
  • Area: 191.76
  • Dimensions: 14.10 x 13.6

Laundry

  • Level: Main
  • Area: 90.24
  • Dimensions: 14.10 x 6.4

Living Room

  • Level: Main
  • Area: 274.74
  • Dimensions: 24.1 x 11.4

Mud Room

  • Level: Main
  • Area: 59.994
  • Dimensions: 5.4 x 11.11

Other

  • Level: Main
  • Area: 349.909
  • Dimensions: 25.9 x 13.51

Utility Room

  • Level: Upper
  • Area: 106.26
  • Dimensions: 15.4 x 6.9

Walk In Closet

  • Level: Main
  • Area: 63.7
  • Dimensions: 9.10 x 7.0

Walk In Closet

  • Level: Main
  • Area: 38.07
  • Dimensions: 8.10 x 4.7

Property

Accessibility

  • Accessibility features: Doors 36"+,Customized Wheelchair Accessible

Details

  • Parcel number: 330197000
  • Zoning description: Residential-Single Family
  • Other equipment: Fuel Tank - Rented
  • Foundation area: 2548

Features

  • Levels: One and One Half
  • Stories: 1
  • Patio & porch: Patio
  • Fencing: None
  • Has view: Yes
  • View description: East,South
  • On waterfront: Yes
  • Waterfront features: Lake Front,Waterfront Elevation(0-4),Lake Bottom(Sand)
  • Frontage length: Water Frontage: 151
  • Topography of land: Level

Lot

  • Lot size: 0.55 Acres
  • Features: Accessible Shoreline,Tree Coverage - Medium
  • Lot size dimensions: 164 x 147 x 151 x 172

Parking

  • Total spaces: 4
  • Parking features: Attached,Concrete
  • Has garage: Yes
  • Attached garage spaces: 4
  • Covered spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherVery High
  • Cold Wave
    Cold WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Winter Weather
Cold Wave
Strong Wind
Tornado
Hail
Inland Flooding
Lightning

FEMA Declared Disasters in Douglas County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,815$69,780
Home Insurance *$865$10,380
Property Taxes $704$8,448
Electricity $229$2,748
Total$7,613$91,356
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$261,017/yr
40% on housing$228,390/yr
45% on housing$203,013/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.8%
11.8%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 3.1%
3.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$423This listing

vs Other Active Listings

Avg $/sqft

ZIP 56354$214
Douglas County$182

vs Homes Sold Last Month

Median $/sqft

ZIP 56354$222
Douglas County$149

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-22Price change$1,150,000
2026-06-16Listed for sale$1,200,000
2024-04-23Sold$970,000
2024-03-20Pending sale$975,000
2024-03-02Listed for sale$975,000
2023-12-06Listing removed--
2023-10-24Listed for sale$990,000

For Sale by Agent

AgentBarbara Dahl
BrokerageColdwell Banker Crown Realtors

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