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2204 Mockingbird Pl NW, Stewartville, MN, 55976

3beds
2baths
1,216sqft
$49,900
$41price/sqft
$527/moest. monthly cost
$21,080/yrincome needed

About This Home

Affordable living at its best! This 3 bedroom, 2 bath manufactured home features a spacious primary suite, open concept, plenty of kitchen counterspace and storage, an abundance of natural light, plenty of foliage, a lovely deck and a storage shed for your outdoor extras. You will need to have an accepted application with Southern Hills prior to purchase. The community includes 2 playgrounds, swimming pool, basketball court and a community room. Lot rent is $895/m. Reach out for financing options as traditional mortgage lenders typically do not finance mobile homes. All furniture in the home as well as the lawnmower are available with the sale.

Getting Around

14
WalkingCar-Dependent
0
TransitVery Limited Transit
34
BikeSomewhat Bikeable

Schools

8/10
6/10
8/10

Construction

Condition

  • Year built: 2002

Type & Style

  • Home type: MobileManufactured
  • Property subType: Manufactured Home

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Water Filtration System,Microwave,Range,Refrigerator
  • Laundry features: Main Level

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Finished area below ground: 0
  • Finished area above ground: 1,216

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,216
  • Total interior livable area: 1,216 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 981912802690
  • On leased land: Yes
  • Lease amount: 895
  • Zoning description: Residential-Single Family
  • Foundation area: 1216

Features

  • Levels: One
  • Stories: 1

Lot

  • Lot size: 1,404 sqft
  • Lot size dimensions: 78 x 18

Parking

  • Parking features: Concrete

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Cold Wave
Tornado
Winter Weather
Hail
Inland Flooding
Strong Wind

FEMA Declared Disasters in Olmsted County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $252$3,024
Home Insurance *$32$384
Property Taxes $73$876
Electricity $170$2,050
Total$527$6,324
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$18,068/yr
40% on housing$15,810/yr
45% on housing$14,053/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.0%
10.0%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 3.2%
3.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$41This listing

vs Other Active Listings

Avg $/sqft

ZIP 55976$177
Olmsted County$175

vs Homes Sold Last Month

Median $/sqft

ZIP 55976$163
Olmsted County$177

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-07-31Listed for sale$49,900

For Sale by Agent

AgentCarrie Brand
BrokerageKeller Williams Premier Realty

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