See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

51305 Curly Dr, Deer Creek, MN, 56527

1beds
1baths
408sqft
$219,900
$539price/sqft
$1,748/moest. monthly cost
$69,920/yrincome needed

About This Home

Peace, privacy, and lake life await! Situated on over an acre of wooded land with 150 feet of frontage on beautiful East Leaf Lake, this charming park model cabin is the perfect lakeside retreat. Featuring 1 bedroom, 1 bathroom, a loft for extra sleeping space, a comfortable living area, and an expansive deck offering beautiful views of the wooded property, you'll have plenty of room to relax and enjoy the outdoors. Whether you're fishing, boating, gathering around the campfire, or simply taking in the peaceful surroundings, this property offers everything you need to enjoy lake life at its best. Make this your new favorite place to create memories that last a lifetime.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
7
BikeSomewhat Bikeable

Schools

7/10
Henning Elementary SchoolGrades PK-65.3 mi
6/10
Henning SecondaryGrades 7-125.3 mi

Construction

Condition

  • Year built: 2006

Type & Style

  • Home type: MobileManufactured
  • Property subType: Manufactured Home

Interior

Appliances

  • Appliances included: Microwave,Range,Refrigerator
  • Laundry features: None

Basement

  • Basement: None

Bathroom

  • Level: Main

Bedroom

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Dining Room

  • Level: Main

Features

  • Finished area below ground: 0
  • Finished area above ground: 408

Heating & Cooling

  • Heating features: Baseboard
  • Cooling features: Wall Unit(s)

Interior Area

  • Total structure area: 408
  • Total interior livable area: 408 sqft

Kitchen

  • Level: Main

Living Room

  • Level: Main

Loft

  • Level: Upper

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 35000990619000
  • Zoning description: Residential-Single Family
  • Foundation area: 408

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Deck
  • Fencing: None
  • Has view: Yes
  • View description: Lake,North
  • Has water view: Yes
  • Water view: Lake
  • On waterfront: Yes
  • Waterfront features: Dock,Lake Front
  • Frontage length: Water Frontage: 150

Lot

  • Lot size: 1.05 Acres
  • Features: Tree Coverage - Heavy
  • Lot size dimensions: 150 x 305

Parking

  • Parking features: Driveway - Other Surface
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Winter Weather
    Winter WeatherVery High
  • Cold Wave
    Cold WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Hail
    HailModerate
  • Lightning
    LightningModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Inland Flooding
Winter Weather
Cold Wave
Strong Wind
Tornado
Hail
Lightning
Wildfire

FEMA Declared Disasters in Otter Tail County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,111$13,332
Home Insurance *$341$4,092
Property Taxes $126$1,512
Electricity $170$2,050
Total$1,748$20,976
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$59,931/yr
40% on housing$52,440/yr
45% on housing$46,613/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.3%
12.3%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 3.3%
3.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$539This listing

vs Other Active Listings

Avg $/sqft

ZIP 56527$70
Otter Tail County$191

vs Homes Sold Last Month

Median $/sqft

ZIP 56527$40
Otter Tail County$152

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-12Price change$215,000
2026-06-08Listed for sale$219,900

For Sale by Agent

AgentEmily Christofferson-Zarak
BrokerageNextHome Legendary Properties

Similar Homes