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204 Maple Ave S, Ottertail, MN, 56571

1beds
1baths
685sqft
$149,000
$218price/sqft
$1,088/moest. monthly cost
$43,520/yrincome needed

About This Home

Conveniently located in the heart of Ottertail City, this move-in ready property offers excellent flexibility for a variety of uses. The property features a large two+-stall garage with an approximately 700 sq. ft. efficiency apartment above, making it an ideal opportunity for an investment rental, guest space, or additional storage needs. A separate 14' x 20' storage garage provides even more usable space. Enjoy an outstanding location just steps from the Ottertail city park and Donald's Lake, and directly across from the new Ottertail Community Center. With affordable property taxes, low utility costs, and a highly desirable location, this is an excellent opportunity to own an affordable and versatile property in Ottertail City.

Getting Around

21
WalkingCar-Dependent
0
TransitVery Limited Transit
28
BikeSomewhat Bikeable

Schools

6/10
7/10
Perham Senior High SchoolGrades 9-1211.3 mi

Construction

Condition

  • Year built: 1998

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family

Interior

Appliances

  • Appliances included: Dryer,Range,Refrigerator,Washer
  • Laundry features: Upper Level

Basement

  • Basement: None

Bathroom

  • Level: Upper

Bedroom

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • 3/4 bathrooms: 1

Features

  • Finished area below ground: 0
  • Finished area above ground: 685

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Window Unit(s)

Interior Area

  • Total structure area: 685
  • Total interior livable area: 685 sqft

Kitchen

  • Level: Upper

Living Room

  • Level: Upper

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 74000990122001
  • Zoning description: Residential-Single Family
  • Foundation area: 768

Features

  • Levels: Two
  • Stories: 2

Lot

  • Lot size: 0.32 Acres
  • Features: Cleared,Tree Coverage - Light
  • Lot size dimensions: 100 x 150

Parking

  • Total spaces: 3
  • Parking features: Gravel
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Winter Weather
    Winter WeatherVery High
  • Cold Wave
    Cold WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Hail
    HailModerate
  • Lightning
    LightningModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Inland Flooding
Winter Weather
Cold Wave
Strong Wind
Tornado
Hail
Lightning
Wildfire

FEMA Declared Disasters in Otter Tail County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $753$9,036
Home Insurance *$66$792
Property Taxes $99$1,188
Electricity $170$2,050
Total$1,088$13,056
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$37,302/yr
40% on housing$32,640/yr
45% on housing$29,013/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.3%
12.3%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 3.3%
3.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$218This listing

vs Other Active Listings

Avg $/sqft

ZIP 56571$166
Otter Tail County$191

vs Homes Sold Last Month

Median $/sqft

ZIP 56571$215
Otter Tail County$152

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-23Listed for sale$149,000
2021-09-10Sold$114,000
2016-06-01Sold$63,000

For Sale by Agent

AgentLaurie Woessner
BrokerageBoll Realty

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