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209 S Locust St, Carrollton, MO, 64633

3beds
1baths
1,194sqft
$110,000
$92price/sqft
$934/moest. monthly cost
$37,360/yrincome needed

About This Home

Welcome home to this charming 3-bedroom, 1-bath property offering space, functionality, and potential! Featuring a large formal dining room, this home is perfect for gatherings and everyday living. Newer AC, Furnace and hot water heater. The spacious kitchen provides plenty of room for cooking and storage. The bathroom has a jacuzzi tub to unwind after a long day. Downstairs, the walk-out basement offers additional possibilities and is already plumbed for a second bathroom—ideal for future expansion or added value. Enjoy comfortable living with a practical layout and room to make it your own. Whether you’re a first-time buyer or looking for an investment opportunity, this home is ready to go!

Getting Around

41
WalkingCar-Dependent
0
TransitVery Limited Transit
26
BikeSomewhat Bikeable

Schools

7/10
Middle SchoolGrades 5-80.9 mi
9/10
Senior High SchoolGrades 9-120.9 mi
6/10

Construction

Condition

  • Year built: 1960

Materials

  • Roof: Composition
  • Construction materials: Block,Brick Trim

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Refrigerator,Free-Standing Electric Oven
  • Laundry features: In Basement

Basement

  • Has basement: Yes
  • Basement: Unfinished,Bath/Stubbed,Walk-Out Access

Bedroom1

  • Features: All Carpet

Bedroom2

  • Features: All Carpet

Bedroom3

  • Features: All Carpet

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1

Dining Room

  • Features: Luxury Vinyl

Family Room

  • Features: All Carpet

Features

  • Flooring: Carpet,Luxury Vinyl,Wood
  • Finished area below ground: 0
  • Finished area above ground: 1,194

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Electric

Interior Area

  • Total structure area: 1,194
  • Total interior livable area: 1,194 sqft

Property

Details

  • Parcel number: 149.032424006

Features

  • Spa features: Bath
  • Fencing: Metal

Lot

  • Lot size: 5,000 sqft

Parking

  • Parking features: Off Street

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Drought
    DroughtModerate
  • Hail
    HailModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Heat Wave
Inland Flooding
Lightning
Strong Wind
Winter Weather
Drought
Hail
Ice Storm

FEMA Declared Disasters Across Missouri Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $556$6,672
Home Insurance *$174$2,088
Property Taxes $63$756
Electricity $141$1,693
Total$934$11,208
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$32,022/yr
40% on housing$28,020/yr
45% on housing$24,906/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.0%
5.0%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: -3.9%
-3.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$92This listing

vs Other Active Listings

Avg $/sqft

ZIP 64633$129
Carroll County$152

vs Homes Sold Last Month

Median $/sqft

ZIP 64633
Carroll County$107

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-27Listed for sale$110,000
2026-04-29Listing removed$110,000
2026-04-18Pending sale$110,000
2026-04-07Listed for sale$110,000
2024-06-04Listing removed--
2023-09-08Pending sale$35,000
2023-09-07Sold--
2023-08-13Pending sale$35,000
2023-08-10Listed for sale$35,000

For Sale by Agent

AgentJayme Generaux
BrokerageWeichert Realtors - Generations

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