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202 Split Rail Dr, Joplin, MO, 64801

5beds
2baths
3,476sqft
$499,900
$144price/sqft
$3,738/moest. monthly cost
$149,520/yrincome needed

About This Home

Spacious 5-bedroom, 2-bathroom split-level home in the desirable Heritage Acres subdivision. The kitchen features elegant Cambria quartz countertops. The main level offers three bedrooms, with two additional bedrooms located in the basement. Enjoy outdoor living on the large, beautiful deck at the back of the house. The property is also equipped with energy-efficient solar panels.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
27
BikeSomewhat Bikeable

Schools

5/10
5/10
6/10
Webb City High SchoolGrades 9-123.7 mi

Construction

Condition

  • Year built: 1978

Materials

  • Foundation: Concrete Perimeter
  • Construction materials: Brick,Hard Board

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Sump Pump

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Ceiling Fan(s),Eat-in Kitchen,Pantry
  • Flooring: Carpet
  • Fireplace: Yes
  • Finished area below ground: 1,582
  • Finished area above ground: 1,894

Heating

  • Heating features: Has Heating (Unspecified Type)

Interior Area

  • Total structure area: 3,476
  • Total interior livable area: 3,476 sqft

Property

Details

  • Parcel number: 15501540006038000

Features

  • Levels: Split Foyer
  • Patio & porch: Deck
  • Fencing: Chain Link

Lot

  • Lot size: 0.69 Acres
  • Features: Landscaped,Restrictions,Subdivision
  • Lot size dimensions: 150 x 200

Parking

  • Total spaces: 2
  • Parking features: Garage - Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Heat Wave
Ice Storm
Lightning
Tornado
Winter Weather
Cold Wave
Hail
Inland Flooding
Strong Wind

FEMA Declared Disasters Across Missouri Counties

Flood
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,527$30,324
Home Insurance *$663$7,956
Property Taxes $283$3,396
Electricity $265$3,185
Total$3,738$44,856
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$128,160/yr
40% on housing$112,140/yr
45% on housing$99,680/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.8%
8.8%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: -0.9%
-0.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$144This listing

vs Other Active Listings

Avg $/sqft

ZIP 64801$106
Jasper County$122

vs Homes Sold Last Month

Median $/sqft

ZIP 64801$126
Jasper County$138

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2025-11-02Listed for sale$499,900
2021-02-11Listing removed--
2020-12-24Listed for rent$1,750
2020-09-12Listing removed$1,500
2020-08-12Price change$1,500
2020-03-13Listed for rent$1,750
2020-02-25Sold--
2019-12-02Price change$275,000
2019-08-10Listed for sale$285,000

For Sale by Agent

AgentJulie Williams, SFR
BrokerageEpique Realty

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