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11513 Lawrence 1163, Mount vernon, MO, 65712

5beds
3baths
4,344sqft
$899,750
$207price/sqft
$6,131/moest. monthly cost
$245,240/yrincome needed

About This Home

Behind a private gated entry, a long tree-lined drive leads to this distinguished residence -- a rare bluff-top retreat that has been held in the same family since 1975. Set on 10 acres, the property combines enduring elegance with modern comforts, offering both privacy and sophistication.The home's architecture is rich in character, with warm brickwork, graceful lines, and thoughtful details throughout. Expansive windows frame serene views of the surrounding landscape, while multiple outdoor living spaces invite seamless entertaining.At the heart of the estate lies a resort-style pool, surrounded by stone terraces, manicured gardens, and shaded lounge areas -- a perfect backdrop for gatherings or quiet relaxation.For those who appreciate versatility, the property includes a substantial heated and cooled shop, ideal for car collectors, creative pursuits, sports enthusiast, or executive-level storage.Perched above Williams Creek, this estate offers an unmatched combination of natural beauty, history, and refined living. An extraordinary opportunity to own a legacy property in an exceptional location.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
10
BikeSomewhat Bikeable

Schools

4/10
Mt. Vernon Middle SchoolGrades 6-82.1 mi
7/10
Mt. Vernon High SchoolGrades 9-122.2 mi

Construction

Condition

  • Year built: 1975

Materials

  • Foundation: Poured Concrete
  • Roof: Metal
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Spanish
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Refrigerator,Electric Water Heater
  • Laundry features: Main Level,W/D Hookup

Basement

  • Has basement: Yes
  • Basement: Finished,Partial

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Walk-in Shower,Walk-In Closet(s)
  • Flooring: Carpet,Wood,Tile
  • Fireplace features: Family Room,Basement,Two or More,Wood Burning
  • Fireplace: Yes
  • Finished area below ground: 910
  • Finished area above ground: 3,434

Heating & Cooling

  • Heating features: Central,Propane
  • Cooling features: Central Air,Ceiling Fan(s)

Interior Area

  • Total structure area: 4,344
  • Total interior livable area: 4,344 sqft

Property

Details

  • Parcel number: 098028000000009000

Features

  • Levels: One
  • Stories: 1
  • Pool features: In Ground
  • Patio & porch: Patio,Covered,Side Porch,Deck,Screened

Lot

  • Lot size: 10.28 Acres
  • Features: Acreage,Rolling Slope,Secluded,Cul-De-Sac

Parking

  • Total spaces: 4
  • Parking features: RV Access/Parking,Private,Paved,Oversized,Gated,Electric Gate,Driveway,Circular Driveway,Additional Parking
  • Has garage: Yes
  • Attached garage spaces: 4
  • Covered spaces: 4
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Tornado
    TornadoVery High
  • Heat Wave
    Heat WaveRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Drought
    DroughtModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Strong Wind
Tornado
Heat Wave
Ice Storm
Lightning
Winter Weather
Cold Wave
Drought
Hail
Inland Flooding

FEMA Declared Disasters Across Missouri Counties

Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,549$54,588
Home Insurance *$884$10,608
Property Taxes $367$4,404
Electricity $331$3,980
Total$6,131$73,572
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$210,205/yr
40% on housing$183,930/yr
45% on housing$163,493/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.2%
8.2%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 3.3%
3.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$207This listing

vs Other Active Listings

Avg $/sqft

ZIP 65712$181
Lawrence County$153

vs Homes Sold Last Month

Median $/sqft

ZIP 65712
Lawrence County$147

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-02-24Price change$899,750
2025-08-22Listed for sale$950,000

For Sale by Agent

AgentTara Prater
BrokerageReeceNichols - Mount Vernon

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