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475 Whippet Drive, Ellington, MO, 63638

5beds
4baths
4,228sqft
$565,000
$134price/sqft
$4,379/moest. monthly cost
$175,160/yrincome needed

About This Home

Set on 9.4 scenic acres, this exceptional 5-bedroom, 4-bathroom home offers 4,228 square feet of thoughtfully designed living space that blends comfort, functionality, and outdoor lifestyle. Conveniently located in town yet directly connected to conservation land, this property delivers both accessibility and privacy in a rare setting.Inside, you'll find an oversized living room perfect for gathering and entertaining, along with a full basement family room complete with a half bath--ideal for recreation, media, or guest space. The upper level features brand-new flooring, while the home is outfitted with updated stainless steel appliances and includes a washer and dryer for added convenience.The spacious primary suite is a true retreat, boasting a luxurious master bath with a soaking tub, steam shower, and radiant floor heating for year-round comfort.Step outside and enjoy the expansive 8-foot wraparound porch overlooking more than 4 acres of maintained yard, with the remaining acreage featuring timber and established food plots. The property is well-equipped for hobby farming or outdoor enthusiasts, offering livestock shelters, hoop coops, and two wildlife watering ponds.Additional highlights include a 20x40 in-ground pool, hot tub, oversized gutters, fiber optic internet, and an impressive 5-car garage. A heated tree house/hunting blind sitting high above an established food plot. A standout feature is the massive 56x28 two-story shop--perfect for storage, projects, or business use.This one-of-a-kind property combines space, modern updates, and a versatile landscape--perfect for those seeking a private retreat with all the conveniences of town living.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
5
BikeSomewhat Bikeable

Schools

7/10
4/10
Ellington High SchoolGrades 6-121.2 mi

Construction

Condition

  • Year built: 1997

Materials

  • Foundation: Poured Concrete
  • Roof: Shingle
  • Construction materials: Concrete,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Free-Standing Propane Oven,Dryer,Washer,Microwave,Water Softener Owned,Refrigerator,Electric Water Heater,Disposal
  • Laundry features: 2nd Floor,W/D Hookup

Basement

  • Has basement: Yes
  • Basement: Concrete,Finished,Bath/Stubbed,Full

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 2
  • 1/2 bathrooms: 2

Features

  • Internet - Fiber Optic,Soaking Tub,Solid Surface Counters,Walk-In Closet(s),Walk-in Shower
  • Window features: Tilt-In Windows,Double Pane Windows,Drapes
  • Flooring: Carpet,Luxury Vinyl,Laminate,Hardwood
  • Fireplace features: Living Room,Propane,Rock
  • Fireplace: Yes
  • Attic: Pull Down Stairs
  • Finished area below ground: 936
  • Finished area above ground: 3,292

Heating & Cooling

  • Heating features: Forced Air,Radiant Floor,Central,Zoned,Heat Pump,Electric,Propane
  • Cooling features: Central Air,Ceiling Fan(s),Zoned,Heat Pump

Interior Area

  • Total structure area: 4,228
  • Total interior livable area: 4,228 sqft

Property

Details

  • Parcel number: 223100050000000010100

Features

  • Levels: Three Or More
  • Stories: 3
  • Pool features: In Ground
  • Patio & porch: Covered,Wrap Around,Side Porch
  • Exterior features: Rain Gutters,Drought Tolerant Spc
  • Has spa: Yes
  • Spa features: Hot Tub
  • Fencing: Partial,Wire
  • Has view: Yes
  • View description: Panoramic
  • Waterfront features: Pond
  • Horses can be raised: Yes

Lot

  • Lot size: 9.40 Acres
  • Features: Acreage,Secluded,Wooded/Cleared Combo,Horses Allowed,Sloped,Mature Trees,Adjoins Government Land

Parking

  • Total spaces: 5
  • Parking features: Additional Parking,Private,Oversized,Heated Garage,Garage Faces Rear,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 5
  • Covered spaces: 5

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Heat Wave
    Heat WaveVery High
  • Inland Flooding
    Inland FloodingVery High
  • Tornado
    TornadoVery High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Cold Wave
Heat Wave
Inland Flooding
Tornado
Lightning
Strong Wind
Winter Weather
Earthquake
Hail
Ice Storm

FEMA Declared Disasters Across Missouri Counties

Fire
Flood
Other
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,856$34,272
Home Insurance *$1,004$12,048
Property Taxes $197$2,364
Electricity $322$3,874
Total$4,379$52,548
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$150,137/yr
40% on housing$131,370/yr
45% on housing$116,773/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.0%
5.0%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: -1.8%
-1.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$134This listing

vs Other Active Listings

Avg $/sqft

ZIP 63638$304
Reynolds County$239

vs Homes Sold Last Month

Median $/sqft

ZIP 63638
Reynolds County$58

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-07Price change$565,000
2026-05-05Listed for sale$584,900
2022-06-15Sold--
2022-06-15Pending sale$539,000
2022-05-24Contingent$539,000
2022-05-12Listed for sale$539,000
2022-04-23Contingent$539,000
2022-04-22Price change$539,000
2022-04-21Price change$535,000
2022-04-19Listed for sale$539,000

For Sale by Agent

AgentTravis Brake
BrokerageMonark Realty

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