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8799 Highway J, Black, MO, 63625

3beds
1baths
1,920sqft
$139,000
$72price/sqft
$1,112/moest. monthly cost
$44,480/yrincome needed

About This Home

This spacious 1,920-square-foot brick ranch home in Black, Missouri, is situated on a generous 1.07-acre lot, offering plenty of room for outdoor activities and gardening. Built in 1985, the interior features three bedrooms and one bathroom, along with a functional layout that includes a large living room. This property provides a solid foundation for your personal touches.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
1
BikeSomewhat Bikeable

Schools

--
Alternative SchoolGrades K-1213.9 mi
4/10
4/10
Lesterville High SchoolGrades 7-1213.9 mi

Construction

Condition

  • Year built: 1985

Materials

  • Construction materials: Other

Type & Style

  • Home type: SingleFamily
  • Architectural style: Other
  • Property subType: Single Family Residence

Interior

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 3

Features

  • Finished area above ground: 1,920

Heating & Cooling

  • Heating features: Baseboard,Electric,Forced Air,Propane
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 1,920
  • Total interior livable area: 1,920 sqft

Property

Details

  • Parcel number: 032.2009003002003.00000
  • Special condition: Listing As Is

Features

  • Levels: One

Lot

  • Lot size: 1.07 Acres
  • Features: Back Yard,Front Yard

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Heat Wave
    Heat WaveVery High
  • Inland Flooding
    Inland FloodingVery High
  • Tornado
    TornadoVery High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Cold Wave
Heat Wave
Inland Flooding
Tornado
Lightning
Strong Wind
Winter Weather
Earthquake
Hail
Ice Storm

FEMA Declared Disasters Across Missouri Counties

Fire
Flood
Other
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $702$8,424
Home Insurance *$216$2,592
Property Taxes $48$576
Electricity $146$1,759
Total$1,112$13,344
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$38,125/yr
40% on housing$33,360/yr
45% on housing$29,653/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.0%
5.0%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: -1.8%
-1.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$72This listing

vs Other Active Listings

Avg $/sqft

ZIP 63625$352
Reynolds County$244

vs Homes Sold Last Month

Median $/sqft

ZIP 63625
Reynolds County$58

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-08Listed for sale$139,000
2022-08-24Sold--
2022-07-06Pending sale$149,000
2022-06-01Price change$149,000
2022-03-09Price change$150,000
2022-02-22Listed for sale$160,000

For Sale by Agent

AgentMichael A Zouglas
BrokerageREO Xpress, LLC

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