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21530 Highway 49, Black, MO, 63625

2beds
1baths
1,365sqft
$354,900
$260price/sqft
$2,612/moest. monthly cost
$104,480/yrincome needed

About This Home

Located directly across the street and just 300 yards from the crystal-clear Black River, this exceptional 27-acre property is a rare find that checks every box for outdoor enthusiasts, hunters, and savvy investors. Boasting incredible ecological diversity, the acreage lays beautifully—offering gently rolling, highly usable terrain with zero wasted space. The land features 25 acres of open pasture that transitions into mixed timber with some hardwoods creating the ultimate "edge effect" that local whitetail deer and wild turkey frequent. This farm presents an opportunity as an outdoor enthusiast’s basecamp and wild game travel corridor that is ready for your habitat management design. A Recreation Oasis: Step outside to your own beautifully designed & spring fed 1/2-acre stocked pond, complete with a dedicated swimming area, dock, island, and a covered lakeside entertainment pavilion. Whether you are casting a line for fish, swimming on a hot summer day, or hosting a barbecue by the water, this on-site oasis provides endless family fun. The property functions as your ultimate outdoor basecamp, offering nearby outdoor excursions, top-tier potential hunting right out your back door, effortless proximity to premier river floating and smallmouth bass fishing, and quick access to thousands of acres of the Mark Twain National Forest. The primary residence is a charming 1,365 SF farmhouse with wonderfully handcrafted artisan design, complemented by a secondary 1,000 SF mobile home. Live in one and let vacationers pay your mortgage, or rent both out to river-goers and hunters. Complete with a pole barn storage building for side-by-sides, boats, and tractors, plus a metal carport, chicken coop, storage building with power, a concrete pad with nearby power access for your shop plans and an opportunistic blank canvas to begin painting your own direction on this farmstead…this diverse tract is a rare Ozark powerhouse. For the Investor & Multi-Family Buyer: Maximize your return with an infrastructure setup built for total independence. The property features two separate homes with zero shared utilities—each boasting its own completely private well and individual electric meter. Property Features: Highly diverse 27-acre multi-residence tract in Black, MO 2 BR 1 Bath 1365 SF farm house with local stone fireplace 3 BR 2 Bath 1000 SF SW Mobile Home More than 1000’ of road frontage on Hwy 49 300 yards from the Black River Private Pond Oasis: Spring fed 1/2-acre fully stocked Dedicated swimming area with an island Covered entertainment pavilion Whitetail Deer & Wild Turkey Two homes with separate wells, septic systems & utilities Metal carport, pole barn, and storage buildings 2 hours to St. Louis

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
9
BikeSomewhat Bikeable

Schools

4/10
4/10
Lesterville High SchoolGrades 7-129.4 mi
--
Alternative SchoolGrades K-129.4 mi

Construction

Condition

  • Year built: 1930

Type & Style

  • Home type: SingleFamily
  • Property subType: Farm

Interior

Bathroom

  • Level: Main

Bedroom

  • Level: Upper

Bedroom2

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Dining Room

  • Level: Main

Heating & Cooling

  • Heating features: Electric,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,365
  • Total interior livable area: 1,365 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Main

Living Room

  • Level: Main

Mud Room

  • Level: Main

Property

Details

  • Parcel number: 022.2003000000004.00000
  • Special condition: Standard

Lot

  • Lot size: 27 Acres

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Heat Wave
    Heat WaveVery High
  • Inland Flooding
    Inland FloodingVery High
  • Tornado
    TornadoVery High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Cold Wave
Heat Wave
Inland Flooding
Tornado
Lightning
Strong Wind
Winter Weather
Earthquake
Hail
Ice Storm

FEMA Declared Disasters Across Missouri Counties

Fire
Flood
Other
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,794$21,528
Home Insurance *$553$6,636
Property Taxes $124$1,488
Electricity $141$1,693
Total$2,612$31,344
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$89,554/yr
40% on housing$78,360/yr
45% on housing$69,653/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.0%
5.0%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: -1.8%
-1.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$260This listing

vs Other Active Listings

Avg $/sqft

ZIP 63625$312
Reynolds County$235

vs Homes Sold Last Month

Median $/sqft

ZIP 63625
Reynolds County$58

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-14Price change$349,900
2026-06-29Listed for sale$354,900

For Sale by Agent

AgentAndy Ogle
BrokerageMidwest Land Group LLC

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