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13 County Road 259c, Bruce, MS, 38915

3beds
3baths
2,903sqft
$369,000
$127price/sqft
$2,607/moest. monthly cost
$104,280/yrincome needed

About This Home

Southern charm meets peaceful country living. Built in 2007, this beautifully maintained 3-bedroom, 2.5-bath home offers the kind of setting people move to Mississippi for. A welcoming front porch perfect for sunset views, while the quiet dead-end street keeps traffic to a minimum. Inside, the open floor plan is designed for everyday living and entertaining, featuring stainless steel appliances, granite countertops, and a spacious kitchen that flows easily into the main living areas. The primary suite is a true retreat with a marble shower, soaking tub, built-in makeup vanity, and private access to the expansive back deck. Step outside and you'll understand the appeal—an oversized deck overlooking peaceful water views and a spacious backyard perfect for relaxing or hosting friends. A finished bonus room upstairs adds flexible space for a home office, playroom, or guest area, plus a two-car garage for convenience. Some homes simply feel right. This is one of them. Don't miss it!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
10
BikeSomewhat Bikeable

Schools

4/10
Bruce High SchoolGrades 5-122.4 mi
9/10
Bruce Elementary SchoolGrades PK-42.5 mi

Construction

Condition

  • Year built: 2007

Materials

  • Foundation: Crawl Space
  • Roof: Architectural
  • Construction materials: Brick,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Residential

Interior

Appliances

  • Appliances included: Microwave,Dishwasher,Gas Range,Refrigerator,Oven,Tankless Water Heater
  • Laundry features: W/D Hook Up

Bedroom

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Cooling

  • Cooling features: Electric

Features

  • Pantry,Walk-In Closet(s),Granite Counters,Ceiling Fan(s)
  • Door features: French Doors
  • Window features: Double Pane Windows,Vinyl,Blinds
  • Flooring: Hardwood,Ceramic Tile
  • Fireplace features: Gas
  • Fireplace: Yes

Interior Area

  • Total structure area: 2,903
  • Total interior livable area: 2,903 sqft

Property

Details

  • Parcel number: 0806000340924
  • Zoning description: DEED RESTRICTIONS

Features

  • Pool features: None
  • Patio & porch: Deck,Porch
  • Has view: Yes
  • View description: Water
  • Has water view: Yes
  • Water view: Water
  • On waterfront: Yes

Lot

  • Lot size: 1 Acres

Parking

  • Total spaces: 2
  • Parking features: 2 Car Garage,Paved
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Drought
    DroughtModerate
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Cold Wave
Heat Wave
Lightning
Strong Wind
Tornado
Drought
Earthquake
Hail
Inland Flooding

FEMA Declared Disasters in Calhoun County and Mississippi

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,865$22,380
Home Insurance *$304$3,648
Property Taxes $169$2,028
Electricity $269$3,239
Total$2,607$31,284
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$89,382/yr
40% on housing$78,210/yr
45% on housing$69,520/yr

Mississippi FAIR Plan Programs

Mississippi Windstorm Underwriting Association

Covered
HailHail
WindWind
Visit Website →

Mississippi Residential Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,237Commercial: -4
Total Premiums$1.77M
Total Exposure$137.66M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.3%
10.3%
0%30.0%
Electricity Growth Rate10-year average: 4.2%
4.2%
0%15.0%
Property Taxes Growth Rate2-year average: 2.8%
2.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$127This listing

vs Other Active Listings

Avg $/sqft

ZIP 38915$72
Calhoun County$84

vs Homes Sold Last Month

Median $/sqft

ZIP 38915
Calhoun County$125

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-06Listed for sale$369,000

For Sale by Agent

AgentRexanne Collins
BrokerageKeller Williams Realty - MS

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