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501 Highway 9 N, Bruce, MS, 38915

4beds
4baths
3,507sqft
$220,000
$63price/sqft
$1,719/moest. monthly cost
$68,760/yrincome needed

About This Home

Seller is offering $3,000 Buyers Concessions! This stunning home blends rustic charm with modern comfort. Featuring 2 spacious family rooms, each with a beautiful fieldstone fireplace. This home is designed for both relaxing & entertaining. The large eat-in kitchen flows into a rustic dining room, creating the perfect gathering space. The main level offers 3 bedrooms, 2 full baths & a convenient laundry room. Upstairs, you will find a rustic loft complete with a wraparound bar & ample entertaining space. Just beyond the loft is a large bonus room where the pool table remains, along with a spacious bedroom featuring a private en-suite bath. Gorgeous custom woodwork throughout the home adds warmth, character & timeless appeal. Outside, there is a 2 car garage & 2 car carport, wood deck & 192 sq. ft. storage building equipped with water, sink, toilet & AC window unit - ideal for a workshop, hobby space or He/She Shed.

Getting Around

46
WalkingCar-Dependent
0
TransitVery Limited Transit
41
BikeSomewhat Bikeable

Schools

9/10
Bruce Elementary SchoolGrades PK-40.6 mi
5/10
Bruce High SchoolGrades 5-120.7 mi

Construction

Condition

  • Year built: 1961

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: Stone,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Residential

Interior

Appliances

  • Appliances included: Dishwasher,Electric Range,Gas Water Heater
  • Laundry features: W/D Hook Up

Bedroom

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Cooling

  • Cooling features: Electric

Features

  • Wet Bar,Solid Surface Countertops,Ceiling Fan(s)
  • Door features: French Doors
  • Window features: Aluminum Frames
  • Flooring: Carpet,Laminate,Ceramic Tile
  • Fireplace features: Gas
  • Fireplace: Yes

Interior Area

  • Total structure area: 3,507
  • Total interior livable area: 3,507 sqft

Property

Details

  • Parcel number: 0807020020025
  • Zoning description: OTHER

Features

  • Pool features: None
  • Patio & porch: Deck,Porch

Lot

  • Lot size: 0.30 Acres

Parking

  • Total spaces: 4
  • Parking features: 2 Car Garage,2 Car Carport
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 4
  • Carport: Yes
  • Carport spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Cold Wave
Earthquake
Hail
Heat Wave
Lightning
Strong Wind
Tornado

FEMA Declared Disasters in Calhoun County and Mississippi

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,112$13,344
Home Insurance *$181$2,172
Property Taxes $100$1,200
Electricity $326$3,913
Total$1,719$20,628
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$58,937/yr
40% on housing$51,570/yr
45% on housing$45,840/yr

Mississippi FAIR Plan Programs

Mississippi Windstorm Underwriting Association

Covered
HailHail
WindWind
Visit Website →

Mississippi Residential Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,237Commercial: -4
Total Premiums$1.77M
Total Exposure$137.66M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.3%
10.3%
0%30.0%
Electricity Growth Rate10-year average: 4.2%
4.2%
0%15.0%
Property Taxes Growth Rate2-year average: 2.8%
2.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$63This listing

vs Other Active Listings

Avg $/sqft

ZIP 38915$82
Calhoun County$87

vs Homes Sold Last Month

Median $/sqft

ZIP 38915
Calhoun County$125

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-14Price change$212,000
2026-07-25Price change$220,000
2026-06-27Price change$222,000
2026-04-15Price change$223,000
2026-01-08Price change$225,000
2025-11-19Listed for sale$234,000

For Sale by Agent

AgentCyndi Johnson
BrokerageBill Sexton Realty

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