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415 Tracy Ann Dr, Belgrade, MT, 59714

5beds
2baths
2,387sqft
$580,000
$243price/sqft
$3,466/moest. monthly cost
$138,640/yrincome needed

About This Home

Experience the perfect blend of space and serenity in this beautiful single-level home. Situated on a full acre with extraordinary panoramic views from both the front and back, this property is a dream for those who crave room to breathe. The expansive, fully-fenced backyard features a large gate—perfect for moving equipment or "toys"—and a custom stick-built shed that is already wired for power and ready for your next project. Inside, the open-concept layout is designed for modern living. The private master suite is tucked away from the four additional oversized bedrooms, ensuring a quiet sanctuary. With a dedicated second den/playroom and a spacious kitchen, there is a place for everyone. Whether you’re dreaming of building a massive shop or just enjoying the property has is, this home offers endless possibilities.

Getting Around

3
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

--
Story Creek ElementaryGrades PK-41.5 mi
6/10
Belgrade Middle SchoolGrades 5-83.0 mi
6/10
Belgrade High SchoolGrades 9-123.2 mi

Construction

Condition

  • Year built: 2004

Materials

  • Foundation: Concrete Perimeter
  • Roof: Asphalt

Type & Style

  • Home type: MobileManufactured
  • Architectural style: Modular/Prefab
  • Property subType: Manufactured Home,Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Dishwasher,Microwave,Range,Refrigerator,Washer

Bedroom

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 2
  • Full bathrooms: 2

Bonus Room

  • Level: Main

Dining Room

  • Level: Main

Features

  • Full Bath on Main Level,Main Level Primary
  • Flooring: Laminate,Partially Carpeted
  • Finished area above ground: 2,387

Heating & Cooling

  • Heating features: Forced Air,Propane
  • Cooling features: Ceiling Fan(s)

Interior Area

  • Total structure area: 2,387
  • Total interior livable area: 2,387 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Main

Living Room

  • Level: Main

Master Bedroom

  • Level: Main

Other

  • Level: Main

Property

Details

  • Parcel number: REF53076
  • Zoning description: R1
  • Special condition: None

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Deck,Patio
  • Exterior features: Gravel Driveway
  • Fencing: Chain Link,Partial
  • Has view: Yes
  • View description: Mountain(s)

Lot

  • Lot size: 1 Acres

Parking

  • Parking features: No Garage,Other
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Lightning
    LightningVery High
  • Winter Weather
    Winter WeatherVery High
  • Earthquake
    EarthquakeRelatively High
  • Hail
    HailRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Cold Wave
Lightning
Winter Weather
Earthquake
Hail
Inland Flooding
Strong Wind
Wildfire

FEMA Declared Disasters in Gallatin County and Montana

Flood
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,932$35,184
Home Insurance $191$2,292
Property Taxes $180$2,160
Electricity $163$1,966
Total$3,466$41,592

Income You'd Need if You Spent...

35% on housing$118,834/yr
40% on housing$103,980/yr
45% on housing$92,426/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 14.5%
14.5%
0%30.0%
Electricity Growth Rate10-year average: 1.3%
1.3%
0%15.0%
Property Taxes Growth Rate2-year average: 5.2%
5.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$243This listing

vs Other Active Listings

Avg $/sqft

ZIP 59714$443
Gallatin County$548

vs Homes Sold Last Month

Median $/sqft

ZIP 59714$311
Gallatin County$365

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-15Price change$580,000
2026-05-26Price change$615,000
2026-04-14Listed for sale$640,000
2026-04-06Listing removed$3,000
2026-03-29Price change$3,000
2026-03-09Listed for rent$3,300
2025-08-09Listing removed$3,000
2025-07-14Price change$3,000
2025-06-30Price change$3,200
2025-06-23Listed for rent$3,400
2023-08-28Listing removed--
2023-08-16Listed for rent$3,200
2021-12-14Listing removed--
2021-12-07Listed for rent$2,900
2021-11-22Sold--
2021-10-18Pending sale$485,000
2021-10-11Listed for sale$485,000
2021-10-03Pending sale$485,000
2021-09-22Listed for sale$485,000

For Sale by Agent

AgentMargaret Asay
BrokerageBozeman Brokers

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