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52 Melody Ln, Saluda, NC, 28773

4beds
3baths
2,283sqft
$575,000
$252price/sqft
$3,767/moest. monthly cost
$150,680/yrincome needed

About This Home

This completely renovated, move-in ready home is a special find and offers a long list of newly added features. A dream kitchen with high end appliances including Fisher & Paykel and Meile brands and a walk-in pantry will inspire the cook in you! The main level includes wood floors, a stone fireplace, two bedrooms and two newly renovated bathrooms. The lower level offers two new guest rooms, a beautiful full bath, a laundry room and an area currently used as a library/reading nook. A spacious workshop/storage room is also a plus there. You'll find peace of mind with the whole-house generator and attached garage. Enjoy being conveniently close to the charm of downtown Saluda with award-winning restaurants, museums, a public library and unique shops.

Getting Around

24
WalkingCar-Dependent
0
TransitVery Limited Transit
8
BikeSomewhat Bikeable

Schools

7/10
Saluda Elementary SchoolGrades PK-50.5 mi
4/10
Polk County Middle SchoolGrades 6-810.1 mi
5/10
Polk County High SchoolGrades 9-128.7 mi

Construction

Condition

  • Year built: 1960

Materials

  • Construction materials: Brick Full

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Convection Oven,Dishwasher,Disposal,Double Oven,Electric Cooktop,Electric Oven,Electric Water Heater,Exhaust Fan,Exhaust Hood,Induction Cooktop,Microwave,Plumbed For Ice Maker,Refrigerator,Warming Drawer
  • Laundry features: Electric Dryer Hookup,In Basement,Inside,Laundry Room,Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Basement Shop,Daylight,Exterior Entry,Interior Entry,Partially Finished,Storage Space,Walk-Out Access,Walk-Up Access

Bedroom S

  • Level: Main

Bedroom S

  • Level: Basement

Bedroom S

  • Level: Basement

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bedrooms: 2

Dining Area

  • Level: Main

Family Room

  • Level: Main

Features

  • Pantry,Walk-In Pantry
  • Flooring: Tile,Wood
  • Fireplace features: Gas,Gas Log,Living Room
  • Finished area below ground: 761
  • Finished area above ground: 1,522

Heating & Cooling

  • Heating features: Central,Ductless,Electric,Heat Pump
  • Cooling features: Central Air,Ductless

Interior Area

  • Total structure area: 1,522
  • Total interior livable area: 2,283 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Basement

Living Room

  • Level: Main

Primary Bedroom

  • Level: Main

Property

Details

  • Parcel number: S2F2
  • Zoning: M
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Front Porch,Patio

Lot

  • Lot size: 0.46 Acres
  • Features: Sloped,Wooded

Parking

  • Total spaces: 1
  • Parking features: Driveway,Attached Garage,Other - See Remarks,Garage on Main Level
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormRelatively High
  • Landslide
    LandslideRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Ice Storm
Landslide
Lightning
Strong Wind
Cold Wave
Inland Flooding
Tornado

FEMA Declared Disasters in Polk County and North Carolina

Fire
Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,907$34,884
Home Insurance *$180$2,160
Property Taxes $468$5,616
Electricity $212$2,551
Total$3,767$45,204
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$129,154/yr
40% on housing$113,010/yr
45% on housing$100,453/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.3%
11.3%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.2%
1.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$252This listing

vs Other Active Listings

Avg $/sqft

ZIP 28773$246
Polk County$287

vs Homes Sold Last Month

Median $/sqft

ZIP 28773
Polk County$254

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-05Listed for sale$575,000
2013-07-15Sold$90,000

For Sale by Agent

AgentAmmie Weymer
BrokerageHoward Hanna Beverly-Hanks

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