495 North Shore Road, Spofford, NH, 03462
About This Home
Welcome to lake living at its finest! This beautifully maintained 2-3 bedroom, 3 bath home offers sweeping views of picturesque Spofford Lake and is just a short walk to two local beaches. Whether you're looking for a year-round residence, vacation getaway, or an investment opportunity for Airbnb/rental income, this property offers endless possibilities. Inside, you’ll find a fully applianced kitchen, dining area, spacious living room, great room, study, and a 3/4 bath on the main level. The upper floor features 2-3 spacious bedrooms and a full bath, while the lower level offers a recreation room, laundry area, workshop, and an additional 3/4 bath. Enjoy stunning lake views from both inside and outside the home, complemented by soaring 14-foot cathedral ceilings, beautiful oak hardwood floors, and a spacious deck perfect for relaxing or entertaining. The large backyard is ideal for hosting summer gatherings, and the 20x12 heated storage building provides excellent additional space for hobbies, storage, or workshop use. Lower level can be finished to add more living space already plumbed, heated and framed. Conveniently located near public 2 beaches, shopping and restaurants, and just approximately 15 minutes to Keene and Brattleboro with easy access to I-91. Winter sports, skiing at Mount Snow, Parker Mountain, Killington and Granite Gorge to mention a few. Don’t miss this opportunity to own your slice of lake life, schedule your showing today!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1995
Materials
- Foundation: Concrete
- Roof: Metal
- Construction materials: Wood Frame
Type & Style
- Home type: SingleFamily
- Architectural style: Contemporary
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Dryer,Electric Range,Refrigerator,Washer,Water Heater off Boiler,Exhaust Fan,Vented Exhaust Fan
- Laundry features: In Basement
Basement
- Has basement: Yes
- Basement: Unfinished,Interior Entry
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 3
- Full bathrooms: 1
- 3/4 bathrooms: 2
Features
- Window features: Blinds
- Flooring: Carpet,Hardwood,Tile,Vinyl
- Finished area below ground: 864
- Finished area above ground: 1,668
Heating & Cooling
- Heating features: Oil,Baseboard,Hot Water,Zoned,Wood Stove
- Cooling features: Wall Unit(s)
Interior Area
- Total structure area: 2,755
- Total interior livable area: 2,532 sqft
Property
Details
- Parcel number: CHFDM5JBD012
- Zoning description: RESIDE
Features
- Levels: Two
- Stories: 2
- Exterior features: Balcony,Garden,Natural Shade,Shed
- Frontage length: Road frontage: 200
Lot
- Lot size: 0.80 Acres
- Features: Wooded
Parking
- Parking features: Paved
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Lightning
- Cold Wave
- Inland Flooding
- Ice Storm
- Landslide
- Strong Wind
- Tornado
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across New Hampshire Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,483 | $41,796 |
| Home Insurance | $278 | $3,336 |
| Property Taxes | $1,140 | $13,680 |
| Electricity | $370 | $4,449 |
| Total | $5,271 | $63,252 |
Income You'd Need if You Spent...
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-28 | Listed for sale | $689,000 |
| 2025-09-02 | Listing removed | -- |
| 2025-08-04 | Listed for sale | $710,000 |
| 2023-10-16 | Listing removed | -- |
| 2023-07-16 | Listing removed | $525,000 |
| 2023-07-14 | Price change | $525,000 |
| 2023-04-15 | Listed for sale | $530,000 |
| 1999-06-11 | Sold | $91,000 |
| 1996-06-19 | Sold | $70,000 |
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