317 Cross St, Summerfield, OH, 43788
About This Home
Welcome to this charming 1-bedroom, 1-bath ranch situated on a spacious 0.77-acre lot, offering the perfect blend of country charm and opportunity. Step onto the covered front porch and into a comfortable living room featuring a beautiful original mantel that adds warmth and character to the home. The generously sized kitchen provides ample space for cooking and gathering. The bedroom offers convenient access to the full bath, with a dedicated laundry room located just off the bedroom for added functionality. The full block and concrete basement provides excellent storage and offers endless possibilities to finish into additional living space. A separate room in the basement offers the potential for a second bedroom, home office, or hobby room. Outside, you'll find two useful outbuildings, including a small bank barn with storage underneath, along with a detached workshop featuring built-in closets and a workbench—ideal for woodworking, hobbies, or additional storage. Additional features include a newer gas furnace, central air conditioning, and a peaceful setting on nearly three-quarters of an acre. Whether you're looking for your first home, a place to downsize, or an investment opportunity, this property offers a solid foundation with room to make it your own.
Getting Around
Car-Dependent
Very Limited Transit
Not Bike FriendlySchools
Construction
Condition
- Property condition: Updated/Remodeled
- Year built: 1900
Materials
- Foundation: Block
- Roof: Asphalt,Fiberglass
- Construction materials: Block,Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dryer,Range,Refrigerator,Washer
- Laundry features: Laundry Room
Basement
- Has basement: Yes
- Basement: Unfinished,Walk-Up Access,Walk-Out Access
Bedrooms & Bathrooms
- Bedrooms: 1
- Bathrooms: 1
- Full bathrooms: 1
- Main level bathrooms: 1
- Main level bedrooms: 1
Features
- Fireplace features: None
- Finished area above ground: 836
Heating & Cooling
- Heating features: Forced Air,Gas
- Cooling features: Central Air
Interior Area
- Total structure area: 836
- Total interior livable area: 836 sqft
Property
Details
- Parcel number: 240021249.000
- Special condition: Standard
Features
- Levels: One
- Stories: 1
- Patio & porch: Covered,Front Porch
- Exterior features: None
Lot
- Lot size: 0.77 Acres
Parking
- Parking features: Off Street
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Lightning
- Hail
- Ice Storm
- Landslide
- Strong Wind
- Tornado
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Ohio Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $500 | $6,000 |
| Home Insurance * | $67 | $804 |
| Property Taxes | $52 | $624 |
| Electricity | $193 | $2,320 |
| Total | $812 | $9,744 |
Income You'd Need if You Spent...
Ohio FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-03 | Listed for sale | $99,000 |
| 2011-01-06 | Sold | $42,500 |
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