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1284 County Road 306d, Henderson, TX, 75654

5beds
3baths
2,771sqft
$559,000
$202price/sqft
$4,202/moest. monthly cost
$168,080/yrincome needed

About This Home

• 5 spacious Bedrooms and 3 full Bathrooms. • A large, bright Living Area and a functional, central Kitchen. • Flexible Bonus Room (perfect for a home office, gym, or media room). • Dedicated Entertaining Sunroom with a gas cooktop and cabinets. • Beautiful Covered Pool Area for year-round enjoyment. • Extra-large Covered Carport suitable for an RV, boat, or multiple vehicles.The true heart of this home is the exceptional complete sunroom. Built for parties and gatherings, this climate-controlled space features extensive cabinetry and a dedicated gas cooktop—making it easy to cater large events without cluttering the main kitchen. This is the ultimate year-round party room, hobby space, or indoor/outdoor lounge. Comfortable Living & Relaxation

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

5/10
Henderson Middle SchoolGrades 6-83.0 mi
4/10
Henderson High SchoolGrades 9-125.0 mi

Construction

Condition

  • Year built: 2013

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: Brick and Wood

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range/Oven-Electric,Dishwasher,Microwave,Refrigerator,Gas Cooktop,Electric Water Heater

Bathroom

  • Features: Shower Only,Shower and Tub,Separate Lavatories,Separate Water Closet,Walk-In Closet(s)

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Other/See Remarks,Pantry
  • Number of fireplaces: 1
  • Fireplace features: One Wood Burning
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central/Electric
  • Cooling features: Central Electric

Interior Area

  • Total structure area: 2,771
  • Total interior livable area: 2,771 sqft

Kitchen

  • Features: Kitchen/Eating Combo

Master Bedroom

  • Features: Master Bedroom Split

Property

Details

  • Parcel number: 40532
  • Special condition: None,As-Is Condition @ Closing

Features

  • Levels: One
  • Stories: 1
  • Pool features: In Ground,Indoor,Salt Water
  • Patio & porch: Patio Open,Patio Covered
  • Fencing: Chain Link

Lot

  • Lot size: 1.96 Acres

Parking

  • Total spaces: 2
  • Parking features: Garage Faces Side,Door w/Opener w/Controls,RV Access/Parking
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Heat Wave
    Heat WaveRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Ice Storm
    Ice StormModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Strong Wind
Heat Wave
Lightning
Tornado
Winter Weather
Cold Wave
Ice Storm
Wildfire

FEMA Declared Disasters Across Texas Counties

Flood
Hurricane
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,826$33,912
Home Insurance *$444$5,328
Property Taxes $628$7,536
Electricity $304$3,651
Total$4,202$50,424
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$144,068/yr
40% on housing$126,060/yr
45% on housing$112,053/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.5%
10.5%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: 4.1%
4.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$202This listing

vs Other Active Listings

Avg $/sqft

ZIP 75654$152
Rusk County$140

vs Homes Sold Last Month

Median $/sqft

ZIP 75654$147
Rusk County$139

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-16Price change$559,000
2025-10-27Listed for sale$575,000
2022-10-24Listing removed--
2022-08-15Price change$523,000
2022-07-07Listed for sale$599,000

For Sale by Agent

AgentMartha McDougal
BrokerageCentury 21 Heritage Realty

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