See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

201 E John Fitch Ave, Bardstown, KY, 40004

2beds
1baths
1,152sqft
$224,900
$195price/sqft
$1,441/moest. monthly cost
$57,640/yrincome needed

About This Home

Own a piece of Bardstown's history with this highly desirable Downtown Location! Come home to 201 S. John Fitch Avenue, near all the scenic attractions, including festivals, boutique shopping, prime dining & nightlife that the downtown area of Bardstown has to offer. Let's go take a look at this charming story & a half cottage circa 1795, which was one of the first homes built in Bardstown & named The Titus Christian House, built by Titus Christian of hand-hewn logs. This spacious Living/Dining combo offers fireplace & built in pantry. Primary bedroom with original hardwood flooring, exposed wooden beams as well as fireplace. Lovely Kitchen with white cabinetry & comes equipped with stainless appliances. Downstairs mini split AC unit new in Feb. 2025 Updated full Bath & Laundry area completes the main level of the home. Upstairs houses the second bedroom with hardwood floors, shiplap ceiling & walls. Outdoor lovers delight greets you as you enjoy the wonderful patio area with mature landscaping, outdoor fireplace, large back yard, outbuilding & plenty of privacy with the fenced back yard. Situated on a quiet corner lot & offers a driveway & off-street parking. Give us a call today to schedule your personal tour of this historic Bardstown home.

Getting Around

72
WalkingVery Walkable
0
TransitVery Limited Transit
54
BikeBikeable

Schools

--
Bardstown Primary SchoolGrades K-11.2 mi
5/10
Bardstown Middle SchoolGrades 6-80.6 mi
7/10
Bardstown High SchoolGrades 9-120.5 mi

Construction

Condition

  • Year built: 1795

Materials

  • Roof: Metal,Shingle
  • Construction materials: Wood Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Bungalow
  • Property subType: Single Family Residence

Interior

Basement

  • Basement: Cellar

Bedroom

  • Level: First

Bedroom

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Finished area below ground: 0
  • Finished area above ground: 1,152

Full Bathroom

  • Level: First

Heating & Cooling

  • Heating features: MiniSplit/Ductless,Electric,Natural Gas
  • Cooling features: Other

Interior Area

  • Total structure area: 1,152
  • Total interior livable area: 1,152 sqft

Kitchen

  • Level: First

Laundry

  • Level: First

Living Room

  • Level: First

Property

Details

  • Parcel number: 45E0027001

Features

  • Stories: 2
  • Patio & porch: Patio
  • Fencing: Full

Lot

  • Lot size: 7,405 sqft
  • Features: Level

Parking

  • Parking features: Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Strong Wind
    Strong WindVery High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Lightning
Strong Wind
Tornado
Winter Weather
Cold Wave
Earthquake
Inland Flooding
Ice Storm

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,137$13,644
Home Insurance *$121$1,452
Property Taxes $29$348
Electricity $154$1,850
Total$1,441$17,292
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$49,405/yr
40% on housing$43,230/yr
45% on housing$38,426/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.3%
8.3%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.9%
2.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$195This listing

vs Other Active Listings

Avg $/sqft

ZIP 40004$180
Nelson County$167

vs Homes Sold Last Month

Median $/sqft

ZIP 40004$183
Nelson County$185

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-23Listed for sale$231,900
2026-04-13Pending sale$231,900
2026-03-25Contingent$231,900
2026-02-27Listed for sale$231,900
2026-01-03Listing removed$231,900
2025-10-31Listed for sale$231,900
2025-10-31Listing removed$231,900
2025-09-25Pending sale$231,900
2025-09-19Listed for sale$231,900
2025-09-18Listing removed$237,900
2025-09-03Listed for sale$237,900
2025-09-02Listing removed$243,900
2025-07-11Listed for sale$243,900
2023-06-22Sold$221,000
2023-05-27Pending sale$214,900
2023-05-24Listed for sale$214,900
2021-03-24Listing removed--
2019-03-04Sold$133,000
2019-01-24Price change$149,000
2018-11-15Listed for sale$159,000
2013-08-01Sold$47,500

For Sale by Agent

AgentMike Ballard
BrokerageArea One Realty, LLC

Similar Homes