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1645 Clarktown Rd, New Haven, KY, 40051

4beds
3baths
2,300sqft
$509,900
$222price/sqft
$3,420/moest. monthly cost
$136,800/yrincome needed

About This Home

Serene country atmosphere awaits you with this lovely four bedroom two & a half bath vinyl Cape Cod style home with two car attached garage situated on five acres in New Haven, Ky. Home offers 2300 sq. ft of spacious & comfortable living space. Enjoy your morning coffee as you relax on the large covered front porch. Enter into the nice Living Room with laminate flooring. Kitchen offers nice cabinetry, granite countertops, stainless appliances & convenient breakfast bar. Desirable main level Primary suite with Bedroom offering laminate flooring & walk in closet. Primary Bath features a tiled walk-in shower. Three additional carpeted bedrooms are housed upstairs along with a full Bath. Venture outdoors to enjoy the stamped concrete sidewalk & porch along with a great patio where you can enjoy scenic views & lots of wildlife. 34x30 barn offers two electric, two stalls as well as a loft. Great above ground pool is perfect for all your outdoor enjoyment. Scattered woods adds to the serene surroundings. Don't Delay! Let's go take a look at this wonderful home today!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

5/10
The New Haven SchoolGrades K-85.7 mi
7/10
Thomas Nelson High SchoolGrades 9-1210.7 mi
4/10

Construction

Condition

  • Year built: 2007

Materials

  • Foundation: Concrete Blk
  • Roof: Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cape Cod
  • Property subType: Single Family Residence

Interior

Basement

  • Basement: None

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Finished area below ground: 0
  • Finished area above ground: 2,300

Heating & Cooling

  • Heating features: Electric,Heat Pump
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,300
  • Total interior livable area: 2,300 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Primary Bedroom

  • Level: First

Property

Details

  • Parcel number: 4800000103.06

Features

  • Stories: 2
  • Patio & porch: Patio
  • Fencing: None

Lot

  • Lot size: 5 Acres
  • Features: Level

Parking

  • Total spaces: 2
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Lightning
Inland Flooding
Strong Wind
Tornado
Winter Weather
Cold Wave
Ice Storm

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,578$30,936
Home Insurance *$273$3,276
Property Taxes $388$4,656
Electricity $181$2,179
Total$3,420$41,040
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$117,257/yr
40% on housing$102,600/yr
45% on housing$91,200/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.3%
8.3%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.9%
2.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$222This listing

vs Other Active Listings

Avg $/sqft

ZIP 40051$143
Nelson County$166

vs Homes Sold Last Month

Median $/sqft

ZIP 40051$183
Nelson County$185

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-17Listed for sale$539,900
2026-04-17Listing removed$549,900
2026-03-12Listed for sale$549,900
2026-03-12Listing removed--
2026-03-03Listed for sale$549,900
2015-12-15Sold$171,810
2015-08-07Sold$150,000
2005-11-18Sold$60,064

For Sale by Agent

AgentMike Ballard
BrokerageArea One Realty, LLC

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