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3126 Oyster Bay Dr, Frisco, TX, 75034

2beds
2baths
1,540sqft
$345,000
$224price/sqft
$2,207/moest. monthly cost
$88,280/yrincome needed

About This Home

Welcome to easy living in the highly desirable Frisco Lakes by Del Webb 55+ community. This beautifully maintained single-story home offers a warm, comfortable layout with inviting spaces both inside and out. From the moment you arrive, the mature trees, manicured lawn, and charming curb appeal create a welcoming first impression. Inside, you’ll find rich wood flooring, abundant natural light, and a well-designed floorplan that blends open-concept living with flexible spaces for everyday comfort. The spacious living and dining areas flow easily together, making the home feel open yet cozy. A separate front room provides the perfect spot for a home office, reading room, or hobby space. The kitchen features granite countertops, generous cabinetry, black appliances, and a breakfast bar that opens to the main dining and living area, making it ideal for both daily living and casual entertaining. The primary suite offers a relaxing retreat with an ensuite bath that includes dual sinks, granite counters, and a large walk-in shower. Out back, enjoy a covered patio and a beautifully kept yard with room to garden, unwind, or simply enjoy a quiet morning outdoors. Frisco Lakes by Del Webb is known for its active adult lifestyle and outstanding amenities, including golf, fitness centers, indoor and outdoor pools, tennis, pickleball, walking trails, clubhouses, and a full calendar of social events and activities. This is an excellent opportunity to enjoy low-maintenance living in one of Frisco’s most sought-after 55+ communities. The community has many amenities available for use by residents. These include three fitness centers, an indoor walking track at the Village Center, three outdoor pools, a large indoor pool, eight pickleball courts, four tennis courts, and outdoor walking and biking paths. The community also has space for large community parties and dances, craft activities, cards and dominoes games, and lifelong learning classes.

Getting Around

9
WalkingCar-Dependent
0
TransitVery Limited Transit
27
BikeSomewhat Bikeable

Schools

4/10
5/10
Lowell H Strike MiddleGrades 6-81.6 mi
5/10
Little Elm High SchoolGrades 9-123.1 mi

Construction

Condition

  • Year built: 2014

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional,Detached
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Some Gas Appliances,Dishwasher,Disposal,Gas Range,Microwave,Plumbed For Gas
  • Laundry features: Laundry in Utility Room

Bedroom

  • Level: First
  • Dimensions: 10 x 10

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Breakfast Room Nook

  • Level: First
  • Dimensions: 0 x 0

Cooling

  • Cooling features: Ceiling Fan(s)

Dining Room

  • Level: First
  • Dimensions: 15 x 8

Features

  • Decorative/Designer Lighting Fixtures,Granite Counters,High Speed Internet,Open Floorplan,Pantry,Cable TV,Walk-In Closet(s)
  • Window features: Window Coverings

Interior Area

  • Total interior livable area: 1,540 sqft

Kitchen

  • Level: First
  • Dimensions: 16 x 15

Laundry

  • Level: First
  • Dimensions: 5 x 5

Living Room

  • Features: Ceiling Fan(s)
  • Level: First
  • Dimensions: 15 x 15

Master Bathroom

  • Features: Dual Sinks
  • Level: First
  • Dimensions: 8 x 8

Master Bedroom

  • Features: Ceiling Fan(s),En Suite Bathroom,Walk-In Closet(s)
  • Level: First
  • Dimensions: 14 x 13

Office

  • Level: First
  • Dimensions: 12 x 10

Other

  • Level: First
  • Dimensions: 0 x 0

Property

Accessibility

  • Accessibility features: Accessible Full Bath,Accessible Doors

Details

  • Parcel number: R650585

Features

  • Levels: One
  • Stories: 1
  • Pool features: None,Community
  • Patio & porch: Covered
  • Fencing: Brick,Wood

Lot

  • Lot size: 4,965 sqft

Parking

  • Total spaces: 2
  • Parking features: Door-Single,Driveway,Garage Faces Front,Garage,Garage Door Opener,Inside Entrance,Oversized
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Hail
    HailRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Tornado
Hail
Cold Wave
Heat Wave
Ice Storm
Strong Wind

FEMA Declared Disasters Across Texas Counties

Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,744$20,928
Home Insurance *$198$2,376
Property Taxes $27$324
Electricity $238$2,859
Total$2,207$26,484
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$75,668/yr
40% on housing$66,210/yr
45% on housing$58,853/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.2%
7.2%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: -1.4%
-1.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$224This listing

vs Other Active Listings

Avg $/sqft

ZIP 75034$262
Denton County$215

vs Homes Sold Last Month

Median $/sqft

ZIP 75034$257
Denton County$192

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-09Listed for sale$345,000

For Sale by Agent

AgentTammie Slay
BrokerageHip Realty Group

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