See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

1903 Cottonwood Dr, Portland, TX, 78374

3beds
2baths
1,600sqft
$293,000
$183price/sqft
$2,476/moest. monthly cost
$99,040/yrincome needed

About This Home

1903 Cottonwood Drive is in the desirable Bay Landing subdivision of Portland, Texas. Built in 2015 and situated on a spacious corner lot, this well-maintained 3-bedroom, 2-bathroom home offers a functional layout with thoughtful updates and inviting outdoor living spaces. Inside, you’ll find no carpet throughout the home, creating a clean and low-maintenance environment. The kitchen features granite countertops, a recently replaced electric cooktop, ample cabinet space, and an open flow into the main living and dining areas, making it ideal for both everyday living and entertaining. The primary suite offers privacy and comfort with an en-suite bathroom, walk in shower and generous closet space, while the additional bedrooms provide flexibility for guests, hobbies, or a home office. Step outside to enjoy the east-facing backyard complete with a patio slab, pergola, and storage shed—an enjoyable setting for morning coffee, evening gatherings, or relaxing outdoors. Additional features include a two-car garage and negotiable washer, dryer, and refrigerator for added convenience. Located within Gregory-Portland ISD and zoned to W.C. Andrews Elementary, Gregory-Portland Middle School, and Gregory-Portland High School, this home offers easy access to local schools, shopping, dining, and major employers throughout the Coastal Bend. Portland is known for its top rated schools, coastal location, outdoor recreation opportunities, and growing community amenities. Schedule your private tour today and come see everything this Bay Landing home has to offer.

Getting Around

5
WalkingCar-Dependent
0
TransitVery Limited Transit
28
BikeSomewhat Bikeable

Schools

6/10
6/10
6/10

Construction

Condition

  • Year built: 2015

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Brick,HardiPlank Type

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Cooktop,Disposal,Microwave
  • Laundry features: Washer Hookup,Dryer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Primary Downstairs,Split Bedrooms,Ceiling Fan(s)
  • Flooring: Tile

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,600
  • Total interior livable area: 1,600 sqft

Property

Details

  • Parcel number: 115658

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Exterior features: Rain Gutters,Storage
  • Fencing: None

Lot

  • Lot size: 6,141 sqft
  • Features: Corner Lot

Parking

  • Total spaces: 2
  • Parking features: Front Entry,Garage,On Street
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Hurricane
    HurricaneRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Tornado
    TornadoRelatively High
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Hurricane
Heat Wave
Tornado
Lightning
Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters Across Texas Counties

Fire
Flood
Hurricane

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,481$17,772
Home Insurance *$203$2,436
Property Taxes $554$6,648
Electricity $238$2,859
Total$2,476$29,712
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$84,891/yr
40% on housing$74,280/yr
45% on housing$66,026/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 1.8%
1.8%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: 0.9%
0.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$183This listing

vs Other Active Listings

Avg $/sqft

ZIP 78374$141
San Patricio County$150

vs Homes Sold Last Month

Median $/sqft

ZIP 78374
San Patricio County

Current Market Trends

No market data available for this area

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-21Listed for sale$293,000
2023-01-26Sold--
2022-12-22Pending sale$280,000
2022-12-17Contingent$280,000
2022-12-05Price change$280,000
2022-11-15Price change$285,000
2022-10-30Listed for sale$290,000
2022-10-21Contingent$290,000
2022-10-17Listed for sale$290,000
2017-07-17Listing removed$218,900
2017-05-04Price change$218,900
2017-04-19Price change$226,900
2017-04-12Listed for sale$229,900

For Sale by Agent

AgentAndrea Holmgreen
BrokerageeXp Realty LLC

Similar Homes