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3173 Barnes Mill Rd, Smithville, TN, 37166

3beds
3baths
2,184sqft
$595,000
$272price/sqft
$3,703/moest. monthly cost
$148,120/yrincome needed

About This Home

Private, all-brick retreat on 8.04 acres just minutes from Center Hill Lake! Tucked away at the end of a long concrete driveway, this 3-bedroom, 3-full-bath home offers the perfect blend of seclusion, functionality, and convenience. Surrounded by mature trees and featuring a peaceful creek, the property provides a true country setting with easy access to recreation and daily amenities. The 1,893 sq ft home features tile and LVP flooring throughout, large covered front and back porches, and a cleared backyard ready for entertaining or relaxation. Electrical hookups are already in place for an above-ground pool, along with a dedicated 100-amp box for RV parking or electric vehicle charging. Inside, the primary suite offers a walk-in shower and walk-in closet. The upstairs includes a spacious bonus room with a full bath and additional storage in easily accessible attic space, providing flexible living or guest accommodations. A separate garage/shop with foam insulation and a mini-split unit is ideal for boat storage, a workshop, or hobby space. With room for expansion, recreation, or additional improvements, this beautiful property is ready to meet a variety of needs. Located within 10 miles of Pates Ford Marina, this home offers quick access to Center Hill Lake while maintaining privacy and ease of living with all amenities already in place.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

--
5/10
Dekalb Middle SchoolGrades 6-810.3 mi
6/10
De Kalb County High SchoolGrades 9-1210.3 mi

Construction

Condition

  • Year built: 2015

Materials

  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Electric Range,Dishwasher,Dryer,Refrigerator,Washer
  • Laundry features: Electric Dryer Hookup,Washer Hookup

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bedrooms: 3

Features

  • Flooring: Tile
  • Finished area above ground: 2,184

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,184
  • Total interior livable area: 2,184 sqft

Property

Details

  • Parcel number: 096 05003 000
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Porch,Covered
  • Fencing: Split Rail
  • Topography of land: Private,Wooded

Lot

  • Lot size: 8.04 Acres
  • Features: Private,Wooded
  • Lot size dimensions: SLIDE 805=TR 3

Parking

  • Total spaces: 3
  • Parking features: Garage Faces Front
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Drought
    DroughtModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Cold Wave
Lightning
Strong Wind
Tornado
Winter Weather
Drought
Hail
Inland Flooding

FEMA Declared Disasters Across Tennessee Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,008$36,096
Home Insurance $350$4,200
Property Taxes $168$2,016
Electricity $177$2,129
Total$3,703$44,436

Income You'd Need if You Spent...

35% on housing$126,960/yr
40% on housing$111,090/yr
45% on housing$98,746/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.1%
11.1%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: 7.0%
7.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$272This listing

vs Other Active Listings

Avg $/sqft

ZIP 37166$182
DeKalb County$189

vs Homes Sold Last Month

Median $/sqft

ZIP 37166
DeKalb County$180

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-02-13Listed for sale$595,000
2019-03-07Sold$310,000
2019-02-03Listed for sale$319,900
2018-12-14Listing removed$319,900
2018-11-14Price change$319,900
2018-10-29Listed for sale$299,900

For Sale by Agent

AgentTony Luna
BrokerageLake Homes Realty, LLC

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