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28110 Middlewater View Ln, Katy, TX, 77494

4beds
4baths
3,843sqft
$559,999
$146price/sqft
$4,197/moest. monthly cost
$167,880/yrincome needed

About This Home

Presenting this meticulously maintained, generously spacious Pulte home In Katy. With 4 bedrooms, 4 bathrooms, and abundant living space, this residence is perfect for sophisticated gatherings and relaxation. The chef's kitchen with a butler's pantry, dedicated home office/study, and media room offer convenience and luxury. Equipped with a water softener, mud space, and upgrades throughout, this home also features a 3-car tandem garage and a fully fenced backyard. Located with easy access to I-10, this commuter's dream won't last long. Don't miss the opportunity to make this amazing property your home.

Getting Around

8
WalkingCar-Dependent
0
TransitVery Limited Transit
27
BikeSomewhat Bikeable

Schools

8/10
Bryant Elementary SchoolGrades PK-51.6 mi
9/10
7/10
Katy High SchoolGrades 9-122.3 mi

Construction

Condition

  • Year built: 2018

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: Batts Insulation,Blown-In Insulation,Brick,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: ENERGY STAR Qualified Appliances,Disposal,Wine Refrigerator,Convection Oven,Double Oven,Electric Oven,Trash Compactor,Microwave,Gas Cooktop,Dishwasher,Instant Hot Water
  • Laundry features: Electric Dryer Hookup,Washer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Features

  • Crown Molding,Dry Bar,Formal Entry/Foyer,High Ceilings,Prewired for Alarm System,En-Suite Bath,Primary Bed - 1st Floor,Walk-In Closet(s)
  • Door features: Insulated Doors
  • Window features: Insulated/Low-E windows
  • Flooring: Carpet,Engineered Hardwood
  • Number of fireplaces: 1
  • Fireplace features: Gas Log
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Ceiling Fan(s),Electric,Gas

Interior Area

  • Total structure area: 3,843
  • Total interior livable area: 3,843 sqft

Kitchen

  • Features: Breakfast Bar,Kitchen Island,Pantry,Pots/Pans Drawers,Second Sink,Soft Closing Cabinets,Under Cabinet Lighting,Walk-in Pantry

Master Bathroom

  • Features: Half Bath,Primary Bath: Double Sinks,Primary Bath: Shower Only,Secondary Bath(s): Double Sinks,Secondary Bath(s): Jetted Tub,Vanity Area

Property

Accessibility

  • Accessibility features: Accessible Bedroom,Accessible Closets,Accessible Common Area,Accessible Doors,Accessible Electrical and Environmental Controls,Accessible Entrance,Accessible Full Bath,Accessible Hallway(s),Accessible Kitchen,Accessible Kitchen Appliances,Accessible Washer/Dryer

Details

  • Parcel number: 8891010010540914

Features

  • Stories: 2
  • Patio & porch: Covered,Patio/Deck,Porch
  • Exterior features: Side Yard,Sprinkler System
  • Has spa: Yes
  • Fencing: Back Yard,Full

Lot

  • Lot size: 10,140 sqft
  • Features: Back Yard,Subdivided,0 Up To 1/4 Acre

Parking

  • Total spaces: 2
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Hurricane
    HurricaneRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Cold Wave
    Cold WaveModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Tornado
Hurricane
Heat Wave
Inland Flooding
Lightning
Cold Wave
Ice Storm
Strong Wind

FEMA Declared Disasters Across Texas Counties

Flood
Hurricane

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,831$33,972
Home Insurance *$394$4,728
Property Taxes $551$6,612
Electricity $421$5,063
Total$4,197$50,364
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$143,897/yr
40% on housing$125,910/yr
45% on housing$111,920/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.5%
6.5%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: -3.0%
-3.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$146This listing

vs Other Active Listings

Avg $/sqft

ZIP 77494$182
Fort Bend County$185

vs Homes Sold Last Month

Median $/sqft

ZIP 77494$169
Fort Bend County$161

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-17Listed for sale$559,999
2026-03-17Listing removed$559,999
2026-01-14Price change$559,999
2025-10-13Price change$549,999
2025-09-13Price change$608,000
2025-09-02Listed for sale$639,999
2024-11-14Listing removed$645,000
2024-10-22Pending sale$645,000
2024-10-07Listed for sale$645,000

For Sale by Agent

AgentDalia Al Chamaa
BrokerageIn-N-Out Realty

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