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19004 Mariners Point, Lago Vista, TX, 78645

3beds
3baths
2,227sqft
$489,900
$220price/sqft
$3,718/moest. monthly cost
$148,720/yrincome needed

About This Home

Live the lake life in this immaculate, bright and open Point Venture home. Over/Under floorplan puts the kitchen, living area and primary suite up where the views are while guests and family members can enjoy their own living area, 2 bedrooms and full bath downstairs. Lake life means lake toys and this home delivers with a large carport in front and larger open parking behind the privacy fence on the side yard in addition to the 2 car, attached garage. No toys? Then utilize the carport as a shady spot to relax and enjoy the Hill Country and lake breezes. The open floorplan upstairs takes advantage of elevation for plenty of sunlight and peekaboo lake views from multiple vantage points, including the second story deck off the kitchen and covered front porch directly accessible from the living area and primary suite. Easily entertain friends and family from the bright kitchen with large island and breakfast bar that flows right into a larger dining area. The living area is just as inviting and warm, complete with wood burning fireplace and stone hearth, wall of windows and access to the covered front porch. Escape to the primary suite with full bath including soaker tub and separate shower, large closet, and access to the front deck. Don't overlook all that Point Venture has to offer as well. This vibrant lakefront community is packed with parks, marina and yacht club, on the water dining, golf, tennis, pickleball and gym and a recently added market and grill and more. This house has been very lightly lived in, meticulously maintained and is ready to delight you at every turn!

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

5/10
6/10
Lago Vista Middle SchoolGrades 6-86.6 mi
5/10
Lago Vista High SchoolGrades 9-124.0 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 2016

Materials

  • Foundation: Slab
  • Roof: Composition

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: See Remarks

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bedrooms: 2

Features

  • See Remarks
  • Window features: Blinds,Drapes,Double Pane Windows
  • Flooring: Carpet,Laminate,Tile
  • Number of fireplaces: 1
  • Fireplace features: Family Room

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Ceiling Fan(s),Central Air,Electric

Interior Area

  • Total interior livable area: 2,227 sqft

Kitchen

  • Features: Breakfast Bar,Granite Counters,Open to Family Room
  • Level: Second

Primary Bathroom

  • Level: Second

Primary Bedroom

  • Features: Full Bath
  • Level: Second

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 01478313060000
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None
  • Patio & porch: Deck,Patio,Porch
  • Exterior features: See Remarks,Balcony
  • Fencing: Back Yard, Privacy, Wood
  • Has view: Yes
  • View description: See Remarks,Hill Country
  • Waterfront features: See Remarks

Lot

  • Lot size: 10,750 sqft
  • Features: Gentle Sloping,Near Golf Course,Public Maintained Road,Trees-Medium (20 Ft - 40 Ft),Views

Parking

  • Total spaces: 2
  • Parking features: Additional Parking,Attached,Boat,Detached Carport,Garage,Garage Faces Front,Gravel
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Tornado
    TornadoRelatively High
  • Heat Wave
    Heat WaveModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Hail
Inland Flooding
Tornado
Heat Wave
Wildfire

FEMA Declared Disasters Across Texas Counties

Flood
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,477$29,724
Home Insurance *$250$3,000
Property Taxes $747$8,964
Electricity $244$2,934
Total$3,718$44,616
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$127,474/yr
40% on housing$111,540/yr
45% on housing$99,146/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.4%
6.4%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: 0.1%
0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$220This listing

vs Other Active Listings

Avg $/sqft

ZIP 78645$702
Travis County$334

vs Homes Sold Last Month

Median $/sqft

ZIP 78645$213
Travis County$233

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2025-12-08Price change$499,900
2025-08-04Listed for sale$515,000
2024-08-27Listing removed--
2024-06-26Price change$550,000
2024-05-23Price change$575,000
2024-04-14Price change$599,900
2024-03-01Listed for sale$629,900
2023-11-30Listing removed--
2023-09-19Price change$610,000
2023-06-17Price change$629,900
2023-05-08Price change$640,000
2023-04-02Price change$654,000
2023-02-02Price change$659,000
2023-02-01Price change$649,900
2023-02-01Listed for sale$659,000
2022-10-12Listing removed--
2022-07-27Listed for sale$675,000
2022-07-19Listing removed--
2022-07-10Price change$675,000
2022-06-16Price change$700,000
2022-06-02Price change$740,000
2022-05-19Price change$765,000
2022-05-01Price change$780,000
2022-04-15Listed for sale$799,990
2019-07-17Listing removed$375,000

For Sale by Agent

AgentMichael Del Castillo
BrokerageCompass RE Texas, LLC

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