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54 Levee Ct, Frederica, DE, 19946

4beds
3baths
3,271sqft
$749,900
$229price/sqft
$4,646/moest. monthly cost
$185,840/yrincome needed

About This Home

Quick move-in new construction! Step into elevated coastal living in the sought-after Cattail Creek community in Frederica, Delaware—a beautiful neighborhood set in a peaceful country setting just a short 10-minute drive to Bowers Beach. This brand new Insight Home blends thoughtful design with high-end finishes and modern efficiency, including owned solar panels for long-term energy savings. Set on a spacious 0.29-acre lot, this stunning residence offers 4 bedrooms and 3 full bathrooms, with a layout designed for both everyday comfort and effortless entertaining. A charming covered front porch and landscaped front garden and lawn create a warm and inviting first impression. Inside, a tasteful neutral color palette and over $20,000 in custom trim and lighting upgrades elevate every space. The formal dining room with chair railing sets the tone for refined gatherings. On the main level, a versatile office or optional fourth bedroom features French doors and a closet, located adjacent to a full hall bath with a step-in shower and linen closet. A generously sized, carpeted guest bedroom provides additional flexibility. The great room serves as the heart of the home, showcasing a dramatic stone fireplace and a wall of windows—including clerestory windows—that flood the space with natural light. The gourmet kitchen is designed to impress, featuring stainless steel appliances, a gas cooktop, and double wall ovens, all flowing seamlessly into the breakfast area and morning room. From here, step out onto the deck—perfect for relaxing or entertaining. The main-level owner’s suite offers a luxurious retreat with a tray ceiling featuring built-in speakers, a cozy fireplace, and spacious walk-in closets. The spa-inspired ensuite bath includes a standalone soaking tub and a beautifully tiled, glass-enclosed shower with bench seating, rain showerhead, and built-in niches. Upstairs, an open loft provides additional living space, along with two well-appointed guest bedrooms and a shared full bathroom. Additional highlights include a 3-car garage and an extra-long concrete driveway, offering ample parking and storage. This exceptional home combines modern luxury, energy efficiency, and serene surroundings—delivering the best of Delaware living in a truly special community.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

3/10
5/10
Lake Forest High SchoolGrades 9-125.4 mi

Construction

Condition

  • New construction: Yes
  • Year built: 2025

Materials

  • Foundation: Crawl Space
  • Roof: Shingle
  • Construction materials: Frame,Stone

Type & Style

  • Home type: SingleFamily
  • Architectural style: Coastal,Contemporary
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Microwave,Cooktop,Dishwasher,Disposal,Double Oven,Oven,Stainless Steel Appliance(s),Water Heater
  • Laundry features: Main Level,Hookup

Basement

  • Area: 0

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bathrooms: 2
  • Main level bedrooms: 3

Features

  • Soaking Tub,Bathroom - Walk-In Shower,Breakfast Area,Ceiling Fan(s),Chair Railings,Entry Level Bedroom,Open Floorplan,Formal/Separate Dining Room,Kitchen - Gourmet,Kitchen Island,Pantry,Primary Bath(s),Recessed Lighting,Walk-In Closet(s)
  • Flooring: Carpet,Luxury Vinyl
  • Finished area below ground: 0
  • Finished area above ground: 3,271

Heating & Cooling

  • Heating features: Forced Air,Heat Pump,Electric
  • Cooling features: Central Air,Heat Pump,Electric,Natural Gas

Interior Area

  • Total structure area: 3,271
  • Total interior livable area: 3,271 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: SM0013101067600000
  • Zoning: AC
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None
  • Patio & porch: Deck,Porch
  • Exterior features: Sidewalks

Lot

  • Lot size: 0.29 Acres
  • Features: Cul-De-Sac,Front Yard,Rear Yard,SideYard(s),Landscaped
  • Lot size dimensions: 20.00 x 100.04

Parking

  • Total spaces: 7
  • Parking features: Garage Faces Side,Inside Entrance,Concrete,Attached,Driveway
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3
  • Has uncovered spaces: Yes
  • Uncovered spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Winter Weather
Hurricane
Heat Wave
Lightning
Tsunami

FEMA Declared Disasters Across Delaware Counties

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,791$45,492
Home Insurance *$301$3,612
Property Taxes $193$2,316
Electricity $361$4,341
Total$4,646$55,752
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$159,291/yr
40% on housing$139,380/yr
45% on housing$123,893/yr

Delaware FAIR Plan Programs

Insurance Placement Facility of Delaware

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,170Commercial: 57
Total Premiums$607,000
Total Exposure$249.53M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.2%
8.2%
0%30.0%
Electricity Growth Rate10-year average: 8.7%
8.7%
0%15.0%
Property Taxes Growth Rate2-year average: -0.7%
-0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$229This listing

vs Other Active Listings

Avg $/sqft

ZIP 19946$129
Kent County$162

vs Homes Sold Last Month

Median $/sqft

ZIP 19946$197
Kent County$191

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-12Price change$749,900
2026-04-30Price change$799,000
2026-04-16Listed for sale$849,900

New Construction

AgentDustin Oldfather, Compass, Co-Listing Agent: Mariya Oldfather, Compass
BrokerageCompass

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