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20607 Thurman Bend Rd, Spicewood, TX, 78669

5beds
6baths
5,730sqft
$3,000,000
$524price/sqft
$21,538/moest. monthly cost
$861,520/yrincome needed

About This Home

Welcome to 20607 Thurman Bend. This is a private custom built Hill Country estate that offers rare scale, seclusion, and understated confidence—set within Angel Bay, one of Spicewood’s most exclusive gated, waterfront communities. Built in 2016 this 5,730 - square-foot home is situated on 6.38 acres, providing a level of land ownership seldom found in Lake Travis–oriented neighborhoods, combining space, privacy, and long-term value. The property enjoys the security and lifestyle benefits of a gated waterfront community with a highly sought after boat slip that conveys. The home boasts five bedrooms and five and half baths, balancing comfort and functionality thoughtfully designed for both everyday living and refined entertaining. At the center of the home is the gourmet kitchen that features granite countertops, a six-burner gas range, a large center island, double ovens, and dual refrigerators and more - well suited for hosting large gatherings or family dinners with ease. The primary suite serves as a private retreat, complete with a large covered porch, luxurious bath with separate vanities, a walk-in shower, soaking tub, and an expansive walk-in closet. Owners will enjoy a dedicated office and separate media room further enhancing the home’s versatility. Minutes from the Hill Country Galleria, Whole foods, Trader Joe’s, fine dining and much much more, all located within exemplary Lake Travis ISD. Being the first time on the market, this is a rare opportunity for buyers who understand that the most meaningful properties are found not through volume—but through timing and access. A must see!

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

9/10
8/10
Lake Travis High SchoolGrades 9-126.3 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 2016

Materials

  • Foundation: Slab
  • Roof: Aluminum

Other

  • Builder name: Partners in Building

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Microwave

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 6
  • Full bathrooms: 5
  • 1/2 bathrooms: 1
  • Main level bedrooms: 1

Features

  • Bar,Breakfast Bar,Ceiling Fan(s),Vaulted Ceiling(s),Granite Counters,Crown Molding,Entrance Foyer,In-Law Floorplan,Kitchen Island,Multiple Living Areas,Primary Bedroom on Main,Storage,Walk-In Closet(s)
  • Window features: Blinds
  • Flooring: Carpet,Tile,Wood
  • Number of fireplaces: 1
  • Fireplace features: Family Room

Heating & Cooling

  • Heating features: Central
  • Cooling features: Ceiling Fan(s)

Interior Area

  • Total interior livable area: 5,730 sqft

Kitchen

  • Features: Beamed Ceilings,Kitchn - Breakfast Area,Breakfast Bar,Kitchen Island,Chandelier,Granite Counters,Dining Area,Gourmet Kitchen,Open to Family Room,Pantry,Vaulted Ceiling(s)
  • Level: Main

Media Room

  • Features: Wired for Data,Wired for Sound
  • Level: Second

Primary Bathroom

  • Features: Granite Counters,Double Vanity,Full Bath,Separate Shower,Walk-In Closet(s),Walk-in Shower
  • Level: Main

Primary Bedroom

  • Features: CRWN,Full Bath
  • Level: Main

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 01568805020000
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None
  • Patio & porch: Covered,Front Porch
  • Exterior features: Balcony,Boat Dock - Shared,Gutters Full,Private Entrance
  • Fencing: Partial
  • Has view: Yes
  • View description: Lake,Trees/Woods
  • Has water view: Yes
  • Water view: Lake
  • Waterfront features: None

Lot

  • Lot size: 6.34 Acres
  • Features: Gentle Sloping,Sprinkler - Back Yard,Trees-Large (Over 40 Ft),Many Trees,Views

Parking

  • Total spaces: 3
  • Parking features: Driveway,Garage Faces Side
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Hail
    HailRelatively High
  • Tornado
    TornadoRelatively High
  • Heat Wave
    Heat WaveModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Inland Flooding
Hail
Tornado
Heat Wave
Wildfire

FEMA Declared Disasters Across Texas Counties

Flood
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $15,169$182,028
Home Insurance *$1,559$18,708
Property Taxes $4,181$50,172
Electricity $629$7,550
Total$21,538$258,456
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$738,445/yr
40% on housing$646,140/yr
45% on housing$574,346/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.4%
6.4%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: 0.1%
0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$524This listing

vs Other Active Listings

Avg $/sqft

ZIP 78669$480
Travis County$334

vs Homes Sold Last Month

Median $/sqft

ZIP 78669$267
Travis County$233

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-01-16Listed for sale$3,300,000

For Sale by Agent

AgentHerb Agapetus
BrokerageeXp Realty, LLC

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