See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

106 2nd Street NE, Yelm, WA, 98597

2beds
2baths
1,050sqft
$385,000
$367price/sqft
$2,406/moest. monthly cost
$96,240/yrincome needed

About This Home

New, improved price! Charming and affordable 2-bedroom, 1.5-bath home offering a fantastic opportunity for first-time buyers, downsizers, or investors. The open-concept floor plan creates a spacious and inviting atmosphere, with larger-sized bedrooms providing comfort and flexibility. Enjoy your morning coffee or evening relaxation on the welcoming front porch deck. Conveniently located right in town, you'll appreciate easy access to restaurants, shopping, medical facilities, schools, parks, and everyday amenities. Whether you're looking for a place to call home or an excellent investment property, this home is full of potential and value.

Getting Around

62
WalkingSomewhat Walkable
0
TransitVery Limited Transit
68
BikeBikeable

Schools

4/10
7/10
Ridgeline Middle SchoolGrades 6-80.8 mi
4/10
Yelm High School 12Grades 9-121.2 mi

Construction

Condition

  • Property condition: Good
  • Year built: 2014

Materials

  • Foundation: Poured Concrete
  • Roof: Composition
  • Construction materials: Wood Products

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional,2 Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Microwave,Refrigerator,Stove(s)/Range(s),Washer,Dishwasher(s),Dryer(s),Microwave(s),Refrigerator(s),Washer(s),Water Heater: Electric,Water Heater Location: downstairs closet

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Entry Hall

  • Level: Main

Features

  • Ceiling Fan(s)
  • Window features: Dbl Pane/Storm Window,Skylight(s)
  • Flooring: Vinyl,Carpet

Heating & Cooling

  • Heating features: Heat Pump,Electric
  • Cooling features: Heat Pump

Interior Area

  • Total structure area: 1,050
  • Total interior livable area: 1,050 sqft

Kitchen With Eating Space

  • Level: Main

Living Room

  • Level: Main

Master Bedroom

  • Level: Second

Property

Details

  • Parcel number: 64400700102
  • Zoning: Residential
  • Zoning description: Jurisdiction: City
  • Special condition: Standard
  • Other equipment: Leased Equipment: none

Features

  • Levels: Two
  • Stories: 2
  • Entry location: Main
  • Patio & porch: Ceiling Fan(s),Dbl Pane/Storm Window,Security System,Skylight(s),Water Heater

Lot

  • Lot size: 3,010 sqft
  • Features: Corner Lot,Paved,Deck,Fenced-Fully,Outbuildings

Parking

  • Total spaces: 4
  • Parking features: Off Street
  • Uncovered spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Earthquake
Heat Wave
Inland Flooding

FEMA Declared Disasters in Thurston County and Washington

Fire
Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,946$23,352
Home Insurance *$108$1,296
Property Taxes $203$2,436
Electricity $149$1,793
Total$2,406$28,872
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$82,491/yr
40% on housing$72,180/yr
45% on housing$64,160/yr

Washington FAIR Plan Programs

Washington FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 306Commercial: 55
Total Premiums$858,000
Total Exposure$176.33M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.8%
10.8%
0%30.0%
Electricity Growth Rate10-year average: 3.0%
3.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$367This listing

vs Other Active Listings

Avg $/sqft

ZIP 98597$221
Thurston County$297

vs Homes Sold Last Month

Median $/sqft

ZIP 98597$274
Thurston County$285

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-10Price change$370,000
2026-06-10Listed for sale$385,000
2022-04-22Sold$365,000
2017-01-28Sold$140,000

For Sale by Agent

AgentLaurie Blinsmon
BrokerageBest Choice Realty

Similar Homes