403 N WALNUT Street, Starke, FL, 32091
About This Home
BACK ON THE MARKET! Buyer's financing fell through. PRICE REDUCTION! Seller offering $5k towards rate buydown or buyer closing costs! NEW HVAC installed June 2025! Step into a piece of Starke's history with this stunning 4,551 sq. ft. historic home, perfectly situated on a spacious ½-acre lot in the heart of downtown. Originally built in 1906, with an addition completed in 1930, this timeless residence blends classic charm with modern comfort. Featuring 4 large bedrooms and 3 full bathrooms, the home offers ample space for living and entertaining. You'll fall in love with the wrap-around porches on both the first and second levels--ideal for morning coffee or relaxing evenings. Inside, discover character details throughout, along with modern updates that make everyday living easy. Conveniently located near local shops, restaurants, and community attractions, this home delivers the best of small-town living with easy access to modern amenities. Washer and dryer convey.
Getting Around
Somewhat Walkable
Very Limited Transit
BikeableSchools
Construction
Condition
- Year built: 1930
Materials
- Roof: Metal
Type & Style
- Home type: SingleFamily
- Architectural style: Historic
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Electric Oven,Electric Range,Refrigerator
- Laundry features: Electric Dryer Hookup,Washer Hookup
Bathroom2
- Level: First
Bathroom3
- Level: Second
Bathroom4
- Level: Second
Bedroom2
- Level: Second
Bedroom3
- Level: Second
Bedroom4
- Level: Second
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 4
- Full bathrooms: 3
- 1/2 bathrooms: 1
Bonus Room
- Level: Second
Dining Room
- Level: First
Family Room
- Level: First
Heating & Cooling
- Heating features: Central
- Cooling features: Central Air,Wall/Window Unit(s)
Interior Area
- Total interior livable area: 4,551 sqft
Kitchen
- Level: First
Laundry
- Level: Second
Master Bathroom
- Level: First
Master Bedroom
- Level: First
Property
Details
- Parcel number: 03555000000
Features
- Levels: Two
- Stories: 2
- Patio & porch: Wrap Around
- Fencing: Back Yard,Wood
Lot
- Features: Corner Lot,Historic Area,Irregular Lot
Parking
- Parking features: Additional Parking
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Lightning
- Hurricane
- Heat Wave
- Inland Flooding
- Strong Wind
- Tornado
- Wildfire
How This Home’s Risks Compare
FEMA Declared Disasters in Bradford County and Florida
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,213 | $14,556 |
| Home Insurance * | $172 | $2,064 |
| Property Taxes | $356 | $4,272 |
| Electricity | $458 | $5,496 |
| Total | $2,199 | $26,388 |
Income You'd Need if You Spent...
Florida FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-19 | Price change | $260,000 |
| 2026-01-06 | Pending sale | $290,000 |
| 2025-12-19 | Listing removed | $290,000 |
| 2025-11-05 | Price change | $290,000 |
| 2025-07-13 | Price change | $295,000 |
| 2025-04-04 | Price change | $299,000 |
| 2025-02-03 | Price change | $310,000 |
| 2024-12-18 | Listed for sale | $320,000 |
| 2024-11-13 | Listing removed | $330,000 |
| 2024-07-12 | Price change | $330,000 |
| 2024-06-16 | Price change | $345,000 |
| 2024-05-23 | Listed for sale | $348,000 |
| 2024-04-30 | Pending sale | $348,000 |
| 2024-04-27 | Price change | $348,000 |
| 2024-04-18 | Price change | $375,000 |
| 2024-03-10 | Price change | $385,000 |
| 2024-02-22 | Listed for sale | $395,000 |
| 2024-02-12 | Listing removed | -- |
| 2023-11-03 | Price change | $389,000 |
| 2023-09-20 | Listed for sale | $399,000 |
| 2022-01-04 | Sold | $250,000 |
| 2021-10-04 | Pending sale | $249,900 |
| 2021-02-01 | Listing removed | $249,900 |
| 2021-01-04 | Listed for sale | $249,900 |
| 2020-11-07 | Listing removed | $289,000 |
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